Compare our everyday bank accounts
See how the features of our current accounts compare to find the best one for you.
We're the Which? Banking Brand of the Year
We always put you first. We share our profits with our members, have the highest customer satisfaction in high street banking, and are committed to keeping our branches open.*
Compare our everyday current accounts
This table shows the key features of our 3 everyday current accounts, to help you choose the best account for you.
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Our children's and student current accounts
FlexOne
Our children's bank account. For 11- to 17-year olds. Earn interest and get help managing your money.
FlexStudent
Our student bank account. For those aged 18 or over. Apply for an interest-free arranged overdraft to help you manage your money at university. Conditions apply.
Our basic current account
FlexBasic
You might be eligible for FlexBasic if money problems or a limited credit history mean you do not qualify for our other accounts.
Related links
Current Account Switch Service
Switching your current account to Nationwide takes just 7 working days. It's a free service, all you need to do is pick the date.
Protecting your money
The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.
*’We share our profits with our members’ refers to our Fairer Share Payment. If you bank as well as save or have a mortgage with us, you could benefit from our Fairer Share Payments. Some members have received £300 in Fairer Share Payments since 2023. It's our intention to make a payment every year, but this will depend on how we perform financially. We may change the amount and the eligibility criteria based on that performance. See the eligibility criteria for the 2025 Fairer Share Payment.
‘Highest customer satisfaction in high street banking’ refers to ‘Best high street banking provider for customer satisfaction’ in the building society and banking sector, as reported by The UK Customer Satisfaction Index (July 2025) published by The Institute of Customer Service. Of the 18 banking providers included, our high street banking peer group consists of banking brands with their own branches (excluding hubs and the Post Office).
‘Committed to keeping our branches open’ refers to our promise to keep every one of our branches open until at least the start of 2028. Excludes circumstances beyond our control. Branch opening times may vary.