What's on this page
From a Nationwide current account to another Nationwide account
Moving money between Nationwide accounts you own, such as between a current account and a savings account, is called an internal transfer. It’s free. And you can find out how much you can send on our payment and transfer limits page.
How long does a money transfer take between accounts?
The money is usually sent instantly, unless you set the transfer to come out on a future date.
Current account to savings account
- Your balance will be updated on both accounts immediately.
- You’ll earn interest from the date of the transfer.
Current account to credit card
- Your balance will be updated on the same day in both of your accounts.
- The new balance and transaction will show online in our Banking app or Internet Bank the next working day.
Current account to personal loan
- The transfer will normally arrive the day the payment is made.
How to complete an internal transfer
An internal transfer can be done through our Banking app, our Internet Bank, Telephone Banking or a Nationwide cash machine, depending on what type of account you’re paying. To find out what methods you can use on your account, check your account terms and conditions.
How to transfer in our Banking app
- Log in to the Banking app.
- Tap the menu in the top right corner of the screen.
- Tap Payments & Transfers.
- Select Pay or move money.
- Choose the account the funds will be taken from.
- Tap One of your Nationwide accounts.
- Follow the on-screen instructions.
How to transfer in branch
We’ll be happy to help you in branch. Just bring your Nationwide debit card with you.
From a Nationwide savings account to another Nationwide account
If you want to transfer money from one ISA to another ISA, do not withdraw the money from your ISA or move it to your current account. There's a set process you need to follow to make sure your money keeps its tax-efficient benefits.
To withdraw or transfer money from any other savings account, see our guide to withdrawing money from a savings account.
Between your Nationwide account and an external account
As the account is with another building society or a bank, this will count as paying someone new.
You’ll need to set up your external account as a new payee.
If you’re looking to move money to your Nationwide account from another building society or a bank, you’ll need to follow their instructions for paying someone new and set yourself up as a new payee on your non-Nationwide account.
How to pay off your Nationwide mortgage
You can send money to your Nationwide mortgage account and set your preferences online.
If you’re making an overpayment, check your mortgage details first for details of any Early Repayment Charges (ERCs).
To find out how to make an overpayment and how to set your overpayment preference, log in to our Mortgage Manager.
The transaction will show online in our Banking app or Internet Bank the next working day.