Transfers between your Nationwide accounts

See how much you can transfer between your Nationwide accounts, and how long it takes. Payments can’t be cancelled once requested to send.

Current account to your savings account:

  • Send £0.01 - £5,000,000.

  • Your balance is updated immediately on both accounts.

  • You can come into branch to update a passbook on the same day.

  • You earn interest from the date of the transfer.

Current account to savings passbook accounts

  • Send £0.01 - £50,000.

  • You earn interest from the date of the transfer.

  • You’ll need to wait until the next working day before you come into branch to update your passbook.

Please check your savings account terms and conditions as some restrict payment amounts.

Current account to your Nationwide credit card:

  • Send £0.01 - £10,000 per transaction.

  • Your available balance is updated on the same day in your credit card account.

  • The new balance and transactions will show in the Internet Bank and Banking app the next working day.

Current account to your Nationwide mortgage:

  • Send £0.01 - £100,000 per transfer.

  • Transfers will show in the Internet bank and Banking app the next day.

  • If making an overpayment, please check your latest mortgage offer first for details on any early repayment charges.

Current account to your Nationwide loan:

  • Send £0.01 - £10,000 per transfer.

  • Transfers normally arrive the day the payment is made.


Payments to non-Nationwide accounts

See how much you can transfer to another UK account, and how long it takes.

From your current account (Faster Bill payments)

Details of payments types under £10,000 from your current account
How you make the payment Single transaction limit Existing payees New payees
Online banking (Banking app and Internet Bank) £10,000 Yes Yes
At a Nationwide branch £9,999.99 Yes Yes
ATMs £10,000 Yes No

Faster Bill Payments usually arrive immediately, but can take up to 2 hours. Payments can’t be cancelled once requested.

Future dated payments

You can schedule payments to go out on a future date:

  • If you want a future dated payment to leave your account the next day, it must be set it up by 10pm the working day before.
  • If you set it up after 10pm, your payment will be sent on the next working day.
  • You can change or cancel a payment up to 10pm on the working day before it is due to leave your account.

Over £10,000 from your current account (CHAPS payments)

CHAPS payments:

  • Must be requested by 3pm to arrive the same working day.
  • £20 transaction fee.
  • Can be requested through the Internet Bank or at a Nationwide branch.
  • Cannot be cancelled once requested.

International payments

You can send money from your current account using the Internet Bank or in branch.

Timings vary depending on where you’re sending the money:

Details of international payments types, cost and timescales
Payment Timescale Cost
European payments (in Euros) 1 working day Free
All other international payments 4 working days minimum £20

Standing orders

When you set up a standing order, you choose the date it will leave your current account. If this date falls on a weekend or a bank holiday, it will be made the next working day.

If you want your standing order to leave your account the next day, it must be set it up by 8.30pm the working day before.

You can set up a standing order for:

  • £0.01 - £10,000 through the Internet Bank
  • £0.01 - £9,999.99 at a Nationwide Branch.