Current accounts
When you choose Nationwide, you get a lot more than just a bank account. You’ll become a member of our building society, where we help each other and our communities.
Switch your current account to us and you could get £100
If you’re already a member, you’ll get a little more
New customers could get £100 when they switch their current account to us from another bank or building society. And if you’re already a member, you could get £125 when you switch to Nationwide. It’s another example of our mutual difference and giving back to our members.
This online-only offer is available for a limited time. Terms and conditions apply.
Everyday bank accounts
FlexPlus – Get worldwide family travel and mobile phone insurance, plus UK and European breakdown cover. Pay just £13 a month for maintaining the account. Conditions apply.
FlexDirect – Our online account with access to in-credit interest and an interest-free arranged overdraft for the first 12 months. Conditions apply.
FlexAccount – Our everyday current account where you can bank your way with no monthly fee.
Youth and student accounts
FlexOne – Our fee-free account for 11- to 17-year-olds to help you manage your money and earn interest.
FlexStudent – The UK’s only fee-free student current account. Available if you are 18 or over.
Current account help
- Pay in to your current account
- Withdraw money from your current account
- Make payments from your current account
- How to change your current account
- Close your current account
- Guide to credit scoring
Basic current account
Only for people who don't hold another UK current account or don't qualify for our other current accounts.
Overdrafts
An arranged overdraft is designed for short-term borrowing. We’ll look at your circumstances to see if we can offer you one.
Switching to Nationwide
You can switch to Nationwide in just 7 working days using the Current Account Switch Service. It’s a free service, all you need to do is pick the date.
More than just a bank account...
When you bank with us, you become a member of Nationwide and part of something striving for mutual good.
Read more about becoming a member and some of the ways we support you with your banking.
Make banking easier with our secure app
- Manage all your Nationwide accounts in one place
- View and search your transactions
- Freeze and unfreeze your Visa Debit card
- Report your card lost or stolen and order a new card
Overall service quality – Great Britain
There’s more information to help you compare providers in the Competition and Markets Authority service quality results:
Overall service quality – Northern Ireland
There’s more information to help you compare providers in the Competition and Markets Authority service quality results:
The requirement to publish the Financial Conduct Authority Service Quality Information for personal current accounts can be found on our Nationwide Service Metrics page.
Protecting your money
The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.