Current accounts
When you choose Nationwide, you get a lot more than just a bank account. You’ll become a member of our building society, where we help each other and our communities.
Switch to a FlexPlus, FlexDirect or FlexAccount and you could get up to £125
If you're not yet a member, you could get £100. If you're already a member, you could get £125. It’s another example of our mutual difference and giving back to our members. Complete a full switch online to a FlexPlus, FlexDirect or FlexAccount from another building society or a bank, and make sure you switch over 2 Direct Debits as part of your switch. We may change, replace or withdraw this offer at any time. Terms and conditions apply.
Everyday bank accounts
FlexPlus – Get worldwide family travel and mobile phone insurance, plus UK and European breakdown cover. Pay just £13 a month for maintaining the account. Conditions apply.
FlexDirect – Our online current account with access to in-credit interest and an interest-free arranged overdraft for the first 12 months. Conditions apply.
FlexAccount – Our everyday current account where you can bank your way with no monthly fee.
Youth and student accounts
FlexOne – Our fee-free current account for 11- to 17-year-olds to help you manage your money and earn interest.
FlexStudent – The UK’s only fee-free student current account. Available if you're 18 or over.
Current account help
- Pay in to your current account
- Withdraw money from your current account
- Make payments from your current account
- How to change your current account
- Close your current account
- Guide to credit scoring
- How to open a bank account online
- Guide to managing your student finances
Basic current account
A bank account only for people who don't hold another UK current account or don't qualify for our other current accounts.
Overdrafts
An arranged overdraft is designed for short-term borrowing. We’ll look at your circumstances to see if we can offer you one.
Switching to Nationwide
You can switch to Nationwide in just 7 working days using the Current Account Switch Service. It’s a free service, all you need to do is pick the date.
More than just a bank account...
When you bank with us, you become a member of Nationwide and part of something striving for mutual good.
Read more about becoming a member and some of the ways we support you with your banking.
Explore our savings accounts
As a thank you for joining the Society, we offer some savings accounts just for our current account members.
Make banking easier with our secure app
- Manage all your Nationwide accounts in one place
- View and search your transactions
- Freeze and unfreeze your Visa Debit card
- Report your card lost or stolen and order a new card
Protecting your money
The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.