Current accounts
When you choose Nationwide, you get a lot more than just a bank account. You’ll become a member of our building society, where we help each other and our communities.
Our adult bank accounts
FlexPlus
Our packaged bank account. Get worldwide family travel and mobile phone insurance, plus UK and European breakdown cover. Conditions apply.
£13 monthly fee to maintain the account.
FlexDirect
Our bank account with interest. For those who only bank online or over the phone. Get access to in-credit interest on your money and, for the first 12 months, you can get an interest-free arranged overdraft. Conditions apply.
No monthly fee to maintain the account.
FlexAccount
Our everyday bank account. Bank your way.
No monthly fee to maintain the account.
Our other bank accounts
FlexStudent
Our student bank account. For those aged 18 or over. Apply for an interest-free arranged overdraft to help you manage your money at university. Conditions apply.
No monthly fee to maintain the account.
FlexOne
Our children's bank account. For 11- to 17-year olds. Earn interest and get help managing your money.
No monthly fee to maintain the account.
FlexBasic
Our basic bank account. This is only for people who don't hold another UK current account and don't qualify for our other current accounts.
No monthly fee to maintain the account.
Find the best bank account for you
At Nationwide, we offer a range of current accounts. Use our comparison table to compare the features of our adult bank accounts.
Learn more about banking with Nationwide
Overdrafts
An arranged overdraft is designed for short-term borrowing. We’ll look at your circumstances to see if we can offer you one.
Want easier access? Log in with our Banking app
Our Banking app is made to make managing your money simpler. Bank securely how you want, when you want.
Switch to Nationwide
There are lots of ways you can switch your bank account to us. Most people do a full switch using the Current Account Switch Service. It's a free service and will complete in just 7 working days.
What membership means
Our aim is to provide our members with the best value in banking. Find out more about membership and the benefits of being with Nationwide.
Current accounts help
Have a current accounts query? Search here or use our quick links to common queries.
Quick links:
Protecting your money
The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.