Card payments

You can use your Nationwide current account card to make payments by:

  • Chip and PIN: using your card and 4-digit PIN to pay for items
  • contactless: using your card for purchases without needing your PIN. Our adult current accounts and credit cards have a limit of £100 for contactless payments in the UK. But FlexOne cards for children are limited to £45
  • Apple Pay, Google Pay and Samsung Pay: using your mobile device to make contactless payments without your card and PIN. There’s no limit to how much you can pay in one transaction. But some retailers might set their own limits for mobile device wallet contactless payments.
Apple Pay, Samsung Pay and Google Pay are available on selected devices and operating systems. Apple Pay and Apple are trademarks of Apple Inc., registered in the U.S. and other countries. Google, Android, Google Pay and Google Wallet are trademarks of Google LLC. Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

Card payments abroad

You can use your Nationwide debit card to make purchases almost anywhere in the world that accepts Visa cards.

As with all UK building societies and banks, we'll refuse payments to countries where it would be against applicable laws and regulations. This includes to countries where there are government sanctions (opens in a new window) and restrictions.

You can find information about Nationwide charges for using your card abroad on our using your card abroad page.


There may be additional charges from the retailer or cash machine where you use your card abroad. We recommend you check before you make the transaction.

Electronic payments

You can use your Nationwide current account to set up a:

  • single payment: using information like the sort code, account number and name of the person or organisation you want to pay. You may also need to supply a reference, if you’re paying a bill, for example
  • standing order: send a regular payment automatically to a person or organisation, for example, monthly or annually
  • Direct Debit: you set up this type of payment with a merchant, so that they can take money from your account for bills, like broadband or electricity.

You can make payments and set up new payees in branch, on the Internet Bank, or by using the Banking app.

Payments through Open Banking

If you’ve agreed to share your data with certain third parties, payments can also be made for you by Open Banking.

Payment limits

To help keep your money safe, there are limits on certain payments you make to others from your Nationwide current account.