Welcome to our new website:

explore how we've made it better and simpler for you. Read about the changes to our website

What makes you a member

You are a member if you have a Nationwide:

The following products do not make you a member: Personal loans, credit cards, investments, insurance policies, or business savings accounts if you're a company, charity or trustee.

Products from our subsidiaries (such as The Mortgage Works) also won't make you a member.


Why we're different

We’re not a bank. We’re a ‘mutual’ building society. That means we’re owned by our members.

We help each other buy homes and save for our futures by bringing our borrowers and savers together. We help each other with our other financial needs too, all for our mutual benefit.

We also do things for the mutual good of all. We support local community housing charities, campaign for better homes to rent and remind everyone of the wisdom of saving.

So when you choose Nationwide to help you make the most of your money, you’re also:

  • helping others
  • helping build a stronger, kinder society

Reasons to join Nationwide

  • Member-only products

    There’s a range of products we keep just for our members – credit cards, loans, financial planning and investments.

  • Have your say

    Our members decide how we’re run, for example through our Annual General Meetings (AGM) and regular talkbacks.

  • Branch commitment

    We’re investing in our branches because we support our communities and their high streets. And for the times when you might want to talk to someone face-to-face.

  • Banking app

    Safe, secure, and full of useful features. Bank how you want, when you want.

  • Help build your local community

    Join one of our Community Boards and decide which housing projects in your area should get up to £50,000.

Win a share of £1 million every month just for being a member

Automatic entry for eligible members aged 18 and over, living in England, Scotland and Wales. Prize draw rules apply


Become a member

Have a current account, mortgage or savings account with us.

Our mutual difference

How we’re building a stronger, kinder society. 

Member stories

Ibi’s story

The things we save for and spend our money on can change over time. From Banking apps to ISAs, find out how we’ve helped Ibi as she’s grown.

Andy and Christine’s story

Find out how they’re enjoying retirement their way, thanks to a Nationwide Lifetime mortgage.