What membership means
We’re a building society, not a bank, so we can do things differently. Our aim is to provide our members with the best value in banking. Discover the benefits of being a Nationwide member.
What makes you a member
The following products do not make you a member: Personal loans, credit cards, investments, insurance policies, or business savings accounts if you're a company, charity or trustee. Products from our subsidiaries (such as The Mortgage Works) also won't make you a member.
Our member benefits
Sharing our profits with members
We launched the Nationwide Fairer Share as part of our ongoing commitment to rewarding our members.
Switching to a new mortgage deal
Existing mortgage members can switch to a new mortgage deal with rates as good as, or better than, those available to new customers remortgaging to us.
Our Savings Promises
We have 7 promises to make things fairer for our members. We promise we won't offer 'brand new customer only' savings accounts.
Have your say
We’re investing in our branches. Because we're committed to supporting communities. And understand the importance of talking face-to-face.
Why we're different
We’re not a bank. We’re a ‘mutual’ building society. As a mutual, we are owned by our members, which means we think about profit in a different way from our banking peers.
We help each other buy homes and save for our futures by bringing our borrowers and savers together. We help each other with our other financial needs too, all for our mutual benefit.
We look after our members
We're dedicated to keeping your money safe. Our Scam Checker Service means you can talk to us whenever you're unsure about a payment. And when times get tough we're here for you. You can speak to a Cost of Living expert through our free hotline.