What membership means
Discover Nationwide's mutual difference and the benefits members enjoy.
What makes you a member
You are a member if you have a Nationwide:
Business savings account (opens in a new window) if you’re a sole trader, partnership, or unincorporated body such as a club or voluntary group
The following products do not make you a member: Personal loans, credit cards, investments, insurance policies, or business savings accounts if you're a company, charity or trustee.
Products from our subsidiaries (such as The Mortgage Works) also won't make you a member.
Why we're different
We’re not a bank. We’re a ‘mutual’ building society. That means we’re owned by our members.
We help each other buy homes and save for our futures by bringing our borrowers and savers together. We help each other with our other financial needs too, all for our mutual benefit.
We also do things for the mutual good of all. We support local community housing charities, campaign for better homes to rent and remind everyone of the wisdom of saving.
So when you choose Nationwide to help you make the most of your money, you’re also:
- helping others
- helping build a stronger, kinder society
Reasons to join Nationwide
There’s a range of products we keep just for our members – credit cards, loans, financial planning and investments.
Have your say
Our members decide how we’re run, for example through our Annual General Meetings (AGM) and regular talkbacks.
We’re investing in our branches because we support our communities and their high streets. And for the times when you might want to talk to someone face-to-face.
Safe, secure, and full of useful features. Bank how you want, when you want.
Help build your local community
Join one of our Community Boards and decide which housing projects in your area should get up to £50,000.
The things we save for and spend our money on can change over time. From Banking apps to ISAs, find out how we’ve helped Ibi as she’s grown.
Andy and Christine’s story
Find out how they’re enjoying retirement their way, thanks to a Nationwide Lifetime mortgage.