You'll need to confirm if your existing bank or building society is signed up to the Current Account Switch Service by checking the list of participating banks and building societies. Over 40 UK banks and building societies are signed up to the Current Account Switch Service, meaning that you can be confident that the process will be the same wherever you switch. Please note: You won't be able to switch from a joint account to a sole account.
If your new bank or building society agrees, bank accounts that include an overdraft can switch using the Current Account Switch Service. And if you'd like to have an overdraft with your new bank account, speak to your new bank or building society before starting your switch. Your new bank or building society will be able to advise if you're eligible for an overdraft, dependent on their lending criteria and your credit status.