How to get our bank account switch offer

  • Switch to us online

  • Switch a non-Nationwide account to a FlexPlus, FlexDirect or FlexAccount

  • Close your non-Nationwide account during your switch. In your online application, when you're asked Do you want us to close your old account?, select Yes

  • Complete your switch within 60 days

  • This must be the first time you've got one of our switch offers on a sole or joint account since 18 August 2021

  • Make sure your non-Nationwide account has 2 or more active Direct Debits

What are Direct Debits?

Direct Debits are regular payments that you set up with a company. They allow a company to take a payment from your account on a set date. Most household bills, such as energy, water, broadband and Council Tax, are paid by Direct Debit. Direct Debits are different to standing orders and recurring card payments, like a Netflix or Spotify subscription. Check your bank account has at least 2 Direct Debits before you apply to switch to us.

You cannot be subject to any of the exclusions in the terms and conditions. We may change, replace or withdraw this offer at any time.

How long will the switch take?

Once we've opened your new account, we'll complete your switch in 7 working days. If you're switching to a current account you already have with us, we'll complete your switch in 7 working days from when you ask to switch.

When will the payment arrive?

Your £200 will arrive within 10 calendar days of your switch completing.

Choose a bank account to switch to

Once you’ve decided which is the best account for you, select to learn more about the account. You can then start your application to switch. If you already have one of these accounts, you can still switch over your non-Nationwide current account by following these steps.

We’ll remind you how to qualify for our £200 switch offer on the next page.


Our packaged bank account. Get worldwide family travel and mobile phone insurance, plus UK and European breakdown cover. Conditions apply.

£13 monthly fee to maintain the account.


Our interest bank account. For those who only bank online or over the phone. Get access to in-credit interest on your money and, for the first 12 months, you can get an interest-free arranged overdraft. Conditions apply.

No monthly fee to maintain the account.


Our everyday bank account. Bank your way.

No monthly fee to maintain the account.

Backed by the Current Account Switch Guarantee

Switching your bank account is designed to be simple, reliable and stress-free. You can switch in just 7 working days, and our dedicated team will move over your payments, balance and even your payees.

The whole process is backed by the Current Account Switch Guarantee - PDF 358KB (opens in a new window). So, in the unlikely event that something is missed, you won't be out of pocket. Any fees or charges will be covered. And your credit rating will be protected too.

How to switch bank accounts to Nationwide

  1. Apply to switch your bank account

    When you apply for a bank account, we’ll ask if you want to switch your existing bank account to us. Let us know your existing bank account details and when you want to switch, and we’ll start the process.

  2. During days 1 to 6 of your switch

    Keep using your old bank account and card. We’ll request all your payment arrangements from your old building society or bank, including your Direct Debits and standing orders, to switch to your new account. You don’t need to do anything.

  3. Complete your switch on day 7

    Your switch completes. We’ll have moved all your Direct Debits, standing orders and remaining money from your old bank account to your new bank account. Your old provider will cancel your card and close your old bank account. It’s time to use your new Nationwide card.

  4. After your switch completes

    We’ll redirect payments from your old account. This means any payments still going to your old account, like your salary or pension, will be redirected to your new account. And we’ll tell the organisation making the payments about your new account details. You should also let them know your new account details.

Our member benefits

  1. Sharing our profits with members

    We launched the Nationwide Fairer Share as part of our ongoing commitment to rewarding our members.

  2. Member-only products

    We have a range of products we keep just for our members – savings accounts, credit cards, loans, financial planning and investments.

  3. Switching to a new mortgage deal

    Existing mortgage members can switch to a new mortgage deal with rates as good as, or better than, those available to new customers remortgaging to us.

  4. Our Savings Promises

    We have 7 promises to make things fairer for our members. We promise we won't offer 'brand new customer only' savings accounts.

  5. Have your say

    Our members decide how we’re run, through our Annual General Meetings (AGM) and regular Member TalkBacks.

  6. Branch commitment

    We’re investing in our branches. Because we're committed to supporting communities. And understand the importance of talking face-to-face.

What's included when moving your bank account to Nationwide

To get our £200 switch offer, you'll need to complete a full switch and meet our other switch offer terms and conditions.

You can find out what is and isn't included in a full switch here. But there are other ways you can switch to Nationwide, like partial and manual switches, which won't qualify for the £200 offer.

What is included in a full switch:

  • Your account balance.

  • Closing your old account once the switch is complete. This means your old debit card will stop working.

  • Your list of payees (everyone you’ve sent payments to), so you won’t need to ask for their details again.

  • Any new payments you've set up a week or more before your switch date. Once you're within 7 days of your switch date, it's best to set them up on your new account.

  • Regular income like your salary, pension or benefits payments.

  • Regular outgoings such as utility bills.

  • A safety redirect to catch payments sent to your old account in case someone doesn’t use your new account details. We can also contact the sender and give them your new account details. If you don’t want us to do this, just let us know.

  • Updates on the progress of your account switch if you give us your contact details when you apply.

What is not included in a full switch:

  • Regular bills and subscriptions you pay with your debit card, such as Netflix and Amazon Prime. (You’ll need to give them your new debit card number.)

  • Any arranged overdraft you have. You can apply for an arranged overdraft with us when you switch, and we’ll look at your circumstances to see if we can offer you one. We cannot guarantee you’ll get the same arranged overdraft as with your old provider. Find out more about our overdrafts.

  • Mobile payments like Apple Pay. You’ll need to set these up again using your new debit card.

  • Your transaction history. It’s best to request or download copies from your old provider.

  • Sweeping payment arrangements. These are services set up with third party providers to make payments for you. These are different to Direct Debits.

  • Access to your financial data. If you've allowed third party providers to access your financial data, you'll need to set these up again after you switch.

Apple Pay is a trademark of Apple Inc., registered in the US and other countries.

Nationwide adheres to The Standards of Lending Practice, which are monitored and enforced by the LSB: (opens in a new window).