Is there a limit on how much I can pay or transfer?

There are different limits depending on how you’d like to pay.

Payment limits

Originating Nationwide Channel Single Immediate Payments  Payments Standing Order Payments  Forward Dated Payments 
Internet Bank £0.01 - £10,000 £0.01 - £10,000 £0.01 - £10,000
Telephone Banking £0.01 - £10,000*  not available £0.01 - £10,000*
Mobile Banking £0.01 - £10,000  not available £0.01 - £10,000
Paym £0.01 - £250
 not available
 not available 
ATM £0.01 - £10,000*  not available  not available
Branch £0.01 - £9,999.99 £0.01 - £9,999.99
 not available

Transfer limits from your current account to:

Multiple transfers can be made, providing you have sufficient cleared funds available.

Transfer from your current account to: Amount Timescales Note
e-Savings
e-Savings Plus
£1.00 - £3,000,000 Immediate Your available balance is updated immediately on both accounts.
Payments before 7:30pm will show on your statement the next working day.
Payments after 7:30pm take an extra day.
Interest is earned on the date the transfer is made.
Another Nationwide savings account (excluding e-Savings / e-Savings Plus) £0.01 - £50,000 Immediate Before updating your passbook, please wait until the next working day.
Interest is earned on the date the transfer is made.
Nationwide credit card £0.01 - £10,000 per transaction Next day Available balance is updated on the same day.
Balance and transactions will show online the next working day.
Nationwide mortgage £0.01 - £100,000 per transaction Next day Transfers show online the next day.
Check your terms and conditions for charges as some mortgage products apply charges for overpayments.
Nationwide personal loan £0.01 - £10,000 per transaction Next day Transfers normally arrive the same day the payment is made.

Transfer limits from other Nationwide accounts:

Multiple transfers can be made, providing you have sufficient cleared funds available.

Transfers from: Transfer to: Amount Timescales Note
e-Savings


e-Savings Plus
Current account £1.00 - £3,000,000

£1.00 - £3,000,000
Immediate Your available balance is updated immediately on both accounts.
Payments before 7:30pm will show on your statement the next working day.
Payments after 7:30pm take an extra day.
Interest is earned on the date the transfer is made.
Limited Access Online Saver, Flex Online Saver, Flex Regular Online Saver Nominated account not held with Nationwide £0.01 - £100,000 Immediate Payments to other Nationwide accounts are subject to the terms and conditions of the account.
Nationwide card based account Current account / Savings accounts

(excluding e-Savings / e-Savings Plus)
£0.01 - £50,000 Immediate InvestDirect - You cannot transfer less than £250.
Cash ISAs - You cannot transfer more than your annual ISA allowance during any single tax year (6 April to 5 April).
Passbook Accounts You cannot transfer online, please ask at a branch.
Interest is earned on the date the transfer is made.

Future dated payments: This service is not available. You will need to make your transfer on the day you want the money to be paid into your current account. The funds will clear immediately.