Transfer limits and timescales

Transfer limits from your current account to:

Multiple transfers can be made, providing you have sufficient cleared funds available.

Transfer from your current account to: Amount Timescales Note
e-Savings
e-Savings Plus 		£1.00 - £3,000,000 Immediate Your available balance is updated immediately on both accounts.
Payments before 7:30pm will show on your statement the next working day.
Payments after 7:30pm take an extra day.
Interest is earned on the date the transfer is made.
Another Nationwide savings account (excluding e-Savings / e-Savings Plus) £0.01 - £50,000 Immediate Before updating your passbook, please wait until the next working day.
Interest is earned on the date the transfer is made.
Nationwide credit card £0.01 - £10,000 per transaction Next day Available balance is updated on the same day.
Balance and transactions will show online the next working day.
Nationwide mortgage £0.01 - £100,000 per transaction Next day Transfers show online the next day.
Check your terms and conditions for charges as some mortgage products apply charges for overpayments.
Nationwide personal loan £0.01 - £10,000 per transaction Next day Transfers normally arrive the same day the payment is made.

Multiple transfers can be made, providing you have sufficient cleared funds available.

Transfer from your current account using: Amount Timescales Note
Single payments £0.01 - £10,000 per transaction Immediate To find out which sort codes accept Faster Payments, view the UK Payments sort code checker website.
Regular Payment £0.01 - £9,999.99

Transfer limits from other Nationwide accounts:

Multiple transfers can be made, providing you have sufficient cleared funds available.

Transfers from: Transfer to: Amount Timescales Note
e-Savings


e-Savings Plus		 Current account £1.00 - £3,000,000

£1.00 - £3,000,000		 Immediate Your available balance is updated immediately on both accounts.
Payments before 7:30pm will show on your statement the next working day.
Payments after 7:30pm take an extra day.
Interest is earned on the date the transfer is made.
Limited Access Online Saver, Flex Online Saver, Flex Regular Online Saver Nominated account not held with Nationwide £0.01 - £100,000 Immediate Payments to other Nationwide accounts are subject to the terms and conditions of the account.
Nationwide card based account Current account / Savings accounts

(excluding e-Savings / e-Savings Plus)		 £0.01 - £50,000 Immediate InvestDirect - You cannot transfer less than £250.
Cash ISAs - You cannot transfer more than your annual ISA allowance during any single tax year (6 April to 5 April).
Passbook Accounts You cannot transfer online, please ask at a branch.
Interest is earned on the date the transfer is made.

Future dated payments: This service is not available. You will need to make your transfer on the day you want the money to be paid into your current account. The funds will clear immediately.

Timescales to set up, change or cancel a payment from your Nationwide account

Once you've confirmed your payment on the Internet Bank, you won't be able to change the amount, or cancel the payment.

Set up & make a payment

Set up a payment

Play video - Set up & make a payment | Image of setting up a payment demo

Let us show you how to set up and make a payment to a new person or organisation.

  • You can cancel or change a payment up to 10pm on the working day before it's due. Find out how to cancel or make a change to your payment online.   
  • As long as you confirm your instructions before 10pm on the working day before you want the payment to be sent, you can set up a new payment to leave your account the next day. If your payment instruction is received after 10pm the payment will be sent on the next working day.

Set up & make a payment

Set up a payment

Play video - Set up & make a payment | Image of setting up a payment demo

Let us show you how to set up and make a payment to a new person or organisation.

You can cancel, change the amount or set up a new payment in various ways. You can't cancel or amend the payment if it is due that day.


  • Online It must be done the day before the payment is due, before 4pm Monday-Friday
    Find out how to cancel or make a change to your payment online

  • Over the phone 3 working days before the payment is due to go out

  • Branch by 5pm the day before the payment is due.

Set up & make a payment

Set up a payment

Play video - Set up & make a payment | Image of setting up a payment demo

Let us show you how to set up and make a payment to a new person or organisation.

Find out how to set up a Direct Debit. You can cancel a Direct Debit up to 6pm the day before the money is due to be taken.

Direct Debits aren't paid at the weekend, but if you have one due on a Monday, you can cancel it up to 6pm on Saturday. 

Find out how to cancel your Direct Debit. You must contact the company you're paying to let them know, and get a cancellation form.

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