Protecting you from fraud

We’re committed to protecting you from fraud, and being aware of the latest scams is the best way to stay safe.

Latest scams

Coronavirus scams

Be aware that some criminals are using coronavirus to trick people into sharing personal or financial information. In particular, watch out for suspicious emails or texts relating to coronavirus asking you to update details, or log-in directly to your internet bank via a link in the message. Also watch out for cold callers asking you to move your money to a ‘safe account’ and strangers offering to buy your shopping if you give them your card and PIN.

Find out more
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Suspicious Text Messages

If you receive this message or one like it, do not act on it as it is a scam. It may look like it has been sent by Nationwide, but it’s a fake. Remember, we always include the last four digits of your card number in a text, and never ask you to use your card reader over the phone.

Find out more about suspicious texts

Do you think you’ve been a victim of a scam?

If you suspect fraudsters might have access to your money, call us straight away.

Current account fraud enquiries

0800 055 66 22 (UK)
+44 1793 65 67 89 (Abroad)

24 hours a day, 7 days a week

Credit card fraud enquiries

0800 055 66 22 (UK)
+44 2476 43 89 97 (Abroad)

24 hours a day, 7 days a week

Report suspicious messages

Help us stop fraud. If you receive a text or email you're not sure about, forward it or send a screenshot to

Although we don't respond to every email, we review all messages sent to this mailbox and use this information to help stop financial crime.

Stay vigilant

Fraudsters can be very convincing, but knowing what to look for can help to keep your details and your money safe.

Remember, Nationwide will never ask you to:

  • log directly into the Internet Bank via an email, text or social media message
  • answer security questions by email, text or direct message
  • use, re-enable or re-sync your card reader over the phone
  • update your information directly by a link in an email, direct message or text

And we'll always:

  • include the last four digits of your card number if we email, text or message you querying a transaction on your card

The types of fraud that could affect you

There are lots of ways fraudsters can steal your identity. But by knowing the threats, you can stay secure and help stop fraud.

  • Mobile & digital banking fraud

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    Fraudsters will try to trick you into giving out your internet banking and other personal details to access your account.

    More info
  • Fraud scams

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    Scams  are intended to trick you into giving away your details, or your money. They can look and sound believable, which makes it difficult to tell them apart from genuine companies or investment opportunities.

    More info
  • Card fraud

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    This happens when someone uses your card details to make a purchase or withdraw cash without your permission.

    More info
  • Identity fraud

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    Fraudsters can use your personal details to pretend to be you – which can give them access to more than just your finances.

    More info