Start your switching application

You can choose a new deal if:

  • Your current deal is ending - you’re 5 months or less from the end of your Nationwide deal. OR
  • You’re on our Base Mortgage Rate (BMR) or Standard Mortgage Rate (SMR), OR
  • You’re on a tracker mortgage
  • You're mid-deal on a fixed rate mortgage - but not online, you'll need to give us a call or go into branch as there'll be an Early Repayment Charge (ERC) to pay.

You can choose to apply with or without advice

When you apply to switch with advice one of our Mortgage Consultants can help you choose a suitable product. You can choose to apply without advice, but you’ll be responsible for your deal choice and any impact it may have.

Ways to apply

  • Apply online

    Online

    Apply without advice. You'll need your mortgage account number, which can be found in the Internet Bank, the Banking app or on any mortgage paperwork from us.

    Apply online below
  • Apply over the phone

    Phone

    Apply with or without advice. Call to book an appointment with a Mortgage Consultant. Mon - Fri: 8am - 8pm, Sat: 9am - 5pm (closed Sundays and Bank Holidays)

    Call 0800 171 23 71
  • Apply in branch

    Branch

    Apply with or without advice. Arrange an appointment with a Mortgage Consultant by calling or visiting your nearest branch.

    Find your nearest branch

Things to consider before switching online:

  • You can apply to switch online if you're 5 months or less from the end of your current fixed rate deal, but your new deal won't take effect until you are within 3 months of your deal ending.
  • If you want to change your current repayment method this application is not right for you, but the link will take you to the right place.
  • If you want to switch and borrow more on the same day, you could end up paying more online. Speak to us in branch or on 0800 30 20 10 to see if there’s anything we can do to save you money on your deal.
  • If you have a full capital repayment mortgage you may now be able to make changes to your mortgage term when using this online application, but only if you have one mortgage account.

Also, if you’re experiencing financial difficulties we’re here to offer help and support. Please contact our team on 0800 464 30 40 (UK) Mon - Fri: 8am – 8pm Sat: 9am – 5pm (closed Sunday and Bank Holidays).

Got your mortgage account number?

Mortgages are secured on your home. You could lose your home if you do not keep up payments on your mortgage.

Mortgages are subject to underwriting and criteria. Minimum age 18, UK residents only.