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Home insurance

Protecting your home should feel simple. We’re here to make sure it is - get your quote in minutes.

You can choose from two levels of Defaqto‑rated cover, so you have the flexibility to pick the option that fits your home and your budget. Essentials cover is rated 3 Star and Enhanced is rated 5 Star.

Start your quoteRetrieve a quote

Cover that puts you first

We know how important it is to feel confident in the cover you choose. That’s why we work with Aviva Insurance Limited to bring you home insurance.

  1. Pay monthly at 0% interest

    We won’t charge a penny more if you spread your payments over 12 months.

  2. We’re here when you need us

    Our UK new claims helpline is open 24 hours a day, all year round. So we’re here when you need us.

  3. A choice of cover

    You can choose from buildings cover, contents cover, or a combination of both.

“A house is what you own, but a home is where you live. Home insurance helps keep both safe when the unexpected turns up.”
Darren Black, Head of Product, Nationwide Building Society

Defaqto rated cover

The home insurance we offer gives you the option to choose between two levels of cover depending on your needs and budget. Both are rated by the experts at Defaqto.

  • Our Essentials Cover is rated 3 Stars.
  • Our Enhanced Cover is rated 5 Stars.

Explore your cover options

You can choose to get a quote for:

  • buildings insurance
  • contents insurance, or
  • combined buildings and contents insurance.

You can also add optional extras to your policy for an additional cost, only paying for the cover you need.

Important policy information:

Types of cover, exclusions and optional extras are explained in our home insurance documents. You may need to pay an excess when you claim.

Benefits that make a difference

  1. Manage your policy online

    Make changes and updates to your policy with your online account.

  2. Protection you can count on

    Our trusted partner, Aviva have been protecting customers for over 325 years.

  1. Build your policy your way

    Tailor your cover to your needs with optional add-ons like Accidental Damage, Home Emergency and Legal Services Cover — available at an extra cost for added peace of mind.

  2. We’ll keep a roof over your head

    If your insurance covers the damage to your home, it also picks up the bill for you to stay somewhere else. Limits apply.

Important home insurance documents

For a summary of the home insurance product, read our Home Insurance Product Information Document.

For more detailed information - including types of cover, exclusions and optional extras - read our home insurance policy documents and summary of cover limits.

Get a quote online in minutes

You can choose to get a quote for:

  • buildings insurance
  • contents insurance
  • combined buildings and contents insurance.

You can also add optional extras to your policy for an additional cost, only paying for the cover you need.

To apply for home insurance

You need to be at least 18 years old.

Start your quoteRetrieve a quote

Existing customer support

Whether your cover is with Aviva or Royal & Sun Alliance Insurance Ltd, we’ll guide you to the right place to make a claim, view home insurance policy documents, or manage your policy.

Make a claim

Looking to start a home insurance claim with RSA or Aviva? Find support here, including guidance for emergency situations.

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Home insurance help