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Home insurance

Get cover for your home and belongings with a Nationwide home insurance policy.
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We've changed our home insurance provider

As of 1 September 2025, our home insurance provider is Aviva Insurance Limited. If you held home insurance with us before this date, your cover will still be provided by Royal & Sun Alliance Insurance Limited (RSA).

You can manage your home insurance policy by logging in to your account.

Important: If you started a quote with RSA before 1 September 2025, it has now expired. Please start a new quote with Aviva.

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Make a claim

Looking to start a home insurance claim with RSA or Aviva? Find support here, including guidance for emergency situations.

Why choose Nationwide?

We're working with Aviva Insurance Limited to bring you home insurance. So, together, we're here for you when you need us.

Information:

Our home insurance documents explain what’s included, what’s not, and the extras you can add for an additional cost, like Legal Services or Home Emergency cover.

You may need to pay an excess when you claim. If you claim under Home Emergency or Legal Services, you won’t pay one.

  1. A clear price and 0% interest

    Absolutely no hidden charges. And we don't charge a penny more if you spread your payments over 12 months.

  1. Help when you need it

    Our new claims helpline is open 24 hours a day, all year round.

  1. Manage your policy online

    Make changes and updates to your policy instantly with your online account.

  1. Cover to suit your needs

    Choose the cover that’s right for you with our Defaqto 3 Star rated Essentials or 5 Star Enhanced covers.

  1. Build your policy your way

    Add optional extras and only pay for the cover you need.

Home insurance at a glance

You can choose to get a quote for:

  • buildings insurance
  • contents insurance, or
  • combined buildings and contents insurance.

You can also add optional extras to your policy for an additional cost, only paying for the cover you need.

Types of cover, exclusions and optional extras are explained in our home insurance documents. You may need to pay an excess when you claim.

Buildings insurance

We'll cover the cost of repairing or rebuilding your home, including its garages and outbuildings. This includes fixtures and fittings, such as kitchen units and bathroom suites.

We’ll pay to put these things right if they get damaged by something covered by your policy, like a fire, storm or flood.

You can choose between two levels of buildings cover:

  • Essentials up to £1,000,000
  • Enhanced unlimited.

Contents insurance

We'll cover the cost of repairing or replacing the contents in your home or garden such as carpets, furniture, clothing and jewellery.

You can choose between two levels of contents cover:

  • Essentials up to £50,000
  • Enhanced unlimited.

Contents insurance for renters

If you’re renting your home, you can take out insurance for your contents. This will also protect you against some damage to your landlord’s property.

Defaqto Star rated

The home insurance we offer is Defaqto star rated. This means it gives some of the most comprehensive cover you can buy.

  • Our Essentials Cover is rated 3 Stars.
  • Our Enhanced Cover is rated 5 Stars.

Important home insurance documents

For a summary of the home insurance product, read our Home Insurance Product Information Document.

For more detailed information - including types of cover, exclusions and optional extras - read our home insurance policy documents and summary of cover limits.

To apply for home insurance

You need to be at least 18 years old.

Get a home insurance quote

Our home insurance is Defaqto Star rated. Start your quote today for the cover you need.

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