Check deals and apply online

Switching online lets you:

  • Check if you can switch now
    Find out if you're eligible and if you'll pay an Early Repayment Charge (ERC).

  • Compare personalised deals
    Get the latest mortgage deals and rates available to you.

  • Change your mortgage term too
    Depending on your situation, you'll also have the option to adjust the length of your term.

  • Select a switch start date
    You'll get dates to choose from – they'll be sometime in the last 3 months of your existing deal, if you have one.

You cannot switch online if you:

  • Want to borrow more and switch
    If you switch and borrow more on the same day, applying online could mean paying more. Find out if we can save you money by calling us on: 03457 30 20 10 (Monday to Friday, 8am to 6pm. Saturday 8.30am to 4pm. Closed Sundays and bank holidays).

  • Have a lifetime or retirement mortgage for over 55s
    Call us to discuss your switching options on: 0800 146 100 (Monday to Friday, 8am to 6pm. Saturday 8:30am to 4pm. Closed Sundays and bank holidays)

Ready to get started?

Get your mortgage account number ready. You'll need it to check deals and apply to switch online.

Applying online means you'll choose a mortgage yourself, without advice. If you're not comfortable doing this, you can call us for free advice.

Get advice and apply

Not sure about switching online? You can check your eligibility and apply by phone or video call with a Nationwide Mortgage Adviser.


Worried about making your mortgage payments?

If you're unable to make your monthly payments or you've already missed some, don’t panic. We’re here to help.


Think carefully before securing other debts against your home. Mortgages are secured on your home. You could lose your home if you do not keep up payments on your mortgage. Mortgages are subject to underwriting and criteria. Minimum age 18, UK residents only.