Get cover for your home and belongings with a Nationwide Home Insurance policy. Plus, get a 25% discount year after year for as long as you’re a Nationwide member.
You’re a Nationwide member if you hold a Nationwide mortgage, savings or current account. You’ll also need to have got your quote on or after 21 April 2021.
Why choose Nationwide?
We're working with Royal & Sun Alliance Insurance plc to bring you Home Insurance. So, together we're here for you when you need us.
- 5 Star Defaqto rated cover
Our Home Insurance has the highest quality rating from Defaqto.
- Build it your way
Add optional extras and only pay for the cover you need.
- A clear price
There are no hidden fees or charges, even if you pay monthly.
- Help when you need it
Our emergency helpline is open 24 hours a day, all year round.
Our Home Insurance at a glance
You can choose to get a quote for:
- Buildings Insurance
- Contents Insurance, or
- combined Buildings and Contents Insurance.
You can also add optional extras to your policy, only paying for the cover you need.
With unlimited Buildings Cover, we'll pay to repair the structure of your property. This includes anything fixed to it or the ground, like kitchen units or a bathroom suite.
We’ll pay to put these things right if they get damaged by something covered by your policy, like a fire, storm or flood.
We'll cover the cost of repairing or replacing the contents in your home. This includes the furniture in your living room or the white goods in your kitchen.
We’ll pay to repair or replace these items if they get lost, stolen, or damaged by something covered by your policy.
You can choose between two levels of contents cover:
- up to £50,000, or
- over £50,000.
Contents insurance for renters
If you’re renting your home, you can take out insurance for your contents. This will also protect you against some damage to your landlord’s property.
For cover limits and exclusions, including optional extras, see our Home Insurance terms and conditions - PDF, 6.8MB (opens in a new window). You’ll need to pay an excess when you claim.
For a simple summary of the policy, read the Home Insurance Product Information Document - PDF, 74KB (opens in a new window)