Coming to the end of your mortgage term (natural redemption)

If your mortgage is coming to the end of its natural term, you don't need to do anything. After your final mortgage payment, we'll then close your account and send you any title deeds, if applicable.

Paying off your mortgage before your term ends

You can redeem (or completely pay off) your mortgage before the end of your term, however, you might need to pay an Early Repayment Charge. Please check our Tariff of Charges to find out more.

How do I pay off my mortgage early?

Step 1

Check if you'll need to pay any Early Repayment Charges (ERC) for paying off your mortgage before your term ends.

Step 2

Request your redemption statement by sending us a secure message in the Internet Bank, calling us on 0800 30 20 10, or visiting us in branch.

Step 3

Complete your redemption statement and return it to us via post at:
Nationwide Building Society
Mortgage Servicing 
Kings Park Road
Moulton Park

Step 4

Once you've received your quote you can make a payment by bank transfer (£100,000 limit) or CHAPS using the Internet Bank or in branch. Alternatively you can send a cheque.

Find out more

Check out our FAQs for more information, or get in touch.

Contact us

Visit us in branch

If you need to speak to a member of staff, pop into any branch. Use our branch finder to find your nearest location.

Contact us

Give us a call

You can get in touch with us over the phone. We’ve made it easy to find the best number to call.

Call us

Frequently asked questions