Apply to remortgage to Nationwide

You can choose how you would like to apply – online or over the phone.

Continue a saved application

What you'll need when you apply:

  • UK Address history going back three years.
  • Existing mortgage balance.
  • Income details - for example, from your salary, bonuses and any additional income, such as Government benefits or investments.
  • Outgoings - for example, credit commitments, travel costs or anything you might pay out on any dependants. For example, paying school fees.

Ways to apply

You can apply online or over the phone.


If you're comfortable choosing a mortgage without our advice, you can apply online at your own pace. However, you need to understand that you're responsible for the mortgage you choose.

You cannot apply online:

  • If you're applying to borrow more than 85% of the value of the property
  • If you've used any of the affordable home ownership schemes to purchase your current home.
  • If your new mortgage term takes you into or beyond retirement age.
  • If you're borrowing additional money to repay unsecured debts of more than £10,000 or over 15% of the total additional borrowing amount (whichever is lower).

For these types of mortgage, please call us.

Over the phone

To apply with advice, call to book an appointment with a Mortgage Consultant. They will be able to talk you through your options and make recommendations based on your individual needs.

Monday to Friday, 8am to 6pm.
Saturday 8.30am to 4pm.
Closed Sundays and bank holidays.

03457 30 20 10

In branch

While we need to keep each other safe by staying at home, we cannot accept applications in branch. For now, please call us to apply if you need advice. Or, if you're happy to apply without advice, you can apply online.

Think carefully before securing other debts against your home. Mortgages are secured on your home. You could lose your home if you do not keep up payments on your mortgage. Mortgages are subject to underwriting and criteria. Minimum age 18, UK residents only.