Nationwide Personal Loans

Looking for a personal loan to buy a car

Whether you're looking to buy a new or a used car, we may be able to help with a low-cost loan.

As a member with a mortgage, savings or main current account you’ll be eligible for our lowest rate and get all the benefits of a Nationwide loan:


  • No hidden fees - we won’t charge you for setting up your loan or if you want to settle early
  • Money in your account in 2 hours - to your Nationwide current account
  • A quick decision - we usually give an instant online decision
  • Risk free quotes - a personalised quote that won’t affect your credit rating
  • Acceptance indicator - know if you’re likely to be accepted before you’re credit scored.

Work out your monthly repayments

Enter your loan amount into our calculator and it will give you a break down of the monthly cost of your loan.

Ready to get your free no-obligation quote?

Get a quote & apply

Available just for members

Our loans are only available to members. You’re a member when you have a current account, mortgage or savings account with us. Find out more about membership (This link will open in a new window)

We offer loans from 1-7 years

If you're looking for a personal loan for more than 5 years we can offer you a no-obligation quote. We don't charge any fees for settings up a loan and your personalised loan quote won't affect your credit rating.

Get a no-obligation quote and apply

Have you considered...?

A credit card

We have two great credit cards, just for our members who hold a current account, mortgage or savings account with us.

Nationwide credit cards

An overdraft

You can apply for an overdraft (or an extension to your existing overdraft) with any of our popular current accounts.

Nationwide overdraft calculator

Other ways to borrow

If you're not sure what type of borrowing might suit you best, try our guide to the different types of borrowing.

Different types of borrowing

You may also be interested in...

Car buyers guide

There's a lot to think about when you're buying a car - whether it's new or used, or bought from a dealer or privately.

Our guide to paying for your next car purchase

Buying a car? Explore your payment options

All unsecured loans are subject to status and are available to UK residents aged 18 to 79 only. In order to be eligible to apply for a Nationwide Personal Loan, you will need to have a net monthly income of £700+. Nationwide Personal Loans cannot be used for business, investment or speculative purposes, as a bridging loan or a mortgage deposit or to purchase or retain an interest in land.

If you have any questions about an application you have already made online, please call 0800 30 20 11.

If you choose to pay your loan into a Nationwide current account, the funds will normally be available within 2 hours. For other Nationwide accounts the funds will be available within 1 working day, and for all other accounts, within 3 to 5 working days (interest will be charged from day 1).