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What you’ll get with a personal loan from Nationwide

With a Nationwide loan, you'll:

  • Get a no-obligation quote
    A personalised quote that won’t affect your credit rating.

  • Have fixed monthly payments
    They won't change during the term of your loan.

  • Pay no hidden fees
    We won't charge you for setting up, overpaying or settling your loan early.

Representative APR

From 2.9% APR Representative (fixed) on unsecured loans from £7,500 to £25,000 over 1 to 5 years for our members with a mortgage, savings or current account.

You could be offered a different rate based on your personal circumstances.


APR and Representative APR

APR stands for Annual Percentage Rate. It can be used to compare the total cost of your borrowing with other providers. Representative APR is the rate that we give to at least 51% of successful applicants. You could receive a different rate from the one shown and we’ll confirm your rate during your application.

To apply for a loan

You can apply if:

  • you have a monthly income of £700 after tax.
  • you live and work in the UK.
  • you’re between 18 and 79 years old.
  • you’re a member of Nationwide. You're a member if you have a current account, mortgage or savings account with us.

If you’re applying for a joint loan, other criteria will apply.


Longer loan terms

We offer personal loans for terms up to 7 years. For loans longer than 5 years, you'll need to give us a few details first so you can get a personalised loan quote.

How to get a quote


Loan calculator

See what your borrowing could look like with an estimate of our interest rates and repayments for our personal loans.

Get your loan estimate



Related links

Other ways to borrow

A loan might not always be the right way to borrow the money you need. There might be a more suitable option for your financial situation. Learn about:


Nationwide adheres to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk (opens in a new window)