Living and working abroad
Find out how to manage your Nationwide current accounts, credit cards, savings, loans and mortgages abroad as well as details of any fees and charges.
Tell us your new contact details
Make sure we have your new address and contact phone numbers, so we can get in touch with you if we need to.
Update your tax declaration
If you’ve changed your address to or from a non-UK address, you’ll need to update your tax declaration. You can do this over the phone or in branch.
Over the phone
We're happy to help you at any of our branches.
Check charges for using your card abroad
If you're using your Nationwide debit or credit card abroad, you may have to pay fees for cash withdrawals or for making debit card payments in a foreign currency.
Get permission to rent out your house
If you have a Nationwide mortgage and want to rent your house out while living abroad, complete our permission to let form. There could be additional charges when you do this.
If you’re in the British Armed Forces, we won’t charge you extra interest. Just provide proof when you send in the form.
Understand your ISA allowance flexibility
If you’re planning on using your savings to help pay for your move abroad, or you want to find out more about the tax status of ISAs, it’s worth knowing about ISA flexibility. ISA flexibility lets you replace any amount withdrawn in the same tax year, without affecting your annual allowance. But you cannot add new funds above the amount taken from it.
Moving your money to an EU or EEA country
If you're moving your banking to a European Union (EU) or European Economic Area (EEA) country, we can help by:
- providing you with a list of your payments.
- moving money to your new account.
- closing your account with us if you wish to.
Check your FlexPlus insurance benefits
If you have a FlexPlus, the insurances don't apply if you live outside the UK and you change your account address to a foreign address.
If the account stays open, you'll still pay the monthly fee of £13 to maintain the account. So, it's important to think about whether it's still right for you.
British Armed Forces
If you're in the British Armed Forces and have a FlexPlus, you must use a UK address and postcode for your account to benefit from its insurances.
If you need to make a claim, you must use your permanent UK address and the trip must start and end in the UK.