Looking for a credit card?

We have one credit card available, which comes with worldwide commission-free purchases, and two great introductory offers to choose from.

19.9% APR representative (variable).

This card is just for our members. You're a member if you have a current account, mortgage or savings account with us.

Credit card documents

Rates, charges, terms and conditions for our Member Credit Card, and our other credit cards: 

  • Select Credit Card
  • Nationwide Credit Card
  • Gold Credit Card
  • Classic Credit Card

Credit card help


Other ways to borrow

A credit card might not always be the right way to borrow the money you need. There might be a more suitable option for your financial situation. Learn about:

Money worries

We understand that things can change, and we can all have unexpected expenses. Nationwide was born from a desire to help each other. If you’re worried about debts, or money in general, get in touch. We’ll do all we can to help.

Banking app features and tour

  • See how much you’ve spent, how much your next payment is, and when it’s due
  • Manage all your Nationwide accounts in one place
  • Manage your credit limit

Nationwide adheres to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk (opens in a new window)