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Renew your Nationwide ISA

If you don't pay any money into your Nationwide cash ISA for an entire tax year, you will need to renew it to make a deposit.

This is a simple process you can do online or at any Nationwide branch.

Renew nowView an instructional demo

Get the right support for your ISA

Tell us if you are looking to reinvest, transfer or renew your ISA. We have dedicated support available.

  1. Reinvest your ISA

    If you had a fixed rate Nationwide ISA that has now matured, we will have contacted you either by email or post. You can now explore your options to find the right one for your savings.

    Learn about ISA maturity

  2. Transfer your ISA

    If you are looking to transfer a non-Nationwide ISA to us or move funds from one Nationwide ISA to another, follow our ISA transfer process.

    Learn about ISA transfers

  3. Renew your ISA

    If you don't pay any money into your Nationwide cash ISA for an entire tax year (between 6 April and 5 April), you will not be able to pay into your ISA until you complete an ISA renewal form.

    Renew your ISA now

How to renew your ISA

You can renew your ISA online or at any Nationwide branch.

Renew online

  1. Log in to our internet bank.
  2. Select the ISA you want to pay in to.
  3. Select Other account services from the View accounts menu.
  4. Select Renew ISA from the Account services menu.
  5. Agree to the declaration and select Continue.
  6. Check your details are still correct, then select Continue.

If you need help, take a look at our demo on renewing your ISA (opens in a new window).

Renew in branch

You can pick up an ISA renewal form from any Nationwide branch.

Simply fill in the form and hand it over at our branch counter.

You could need to renew despite having used your ISA

This is because of something called ‘ISA flexibility’.

This means if you replace any money you take out during a tax year, it will not count towards your allowance.

For example, if you pay in £50, then take out £10 and pay in another £10 in the same tax year, we will only count this as £50 towards your £20,000 ISA allowance.

So you could find that you have paid into and taken money out of your cash ISA this tax year but because of ISA flexibility, you have not used any of this tax year’s allowance. Your ISA will therefore need to be renewed.

How can you avoid needing to renew?

The easiest way is by using some of your ISA allowance with us. You can do this by paying into your Nationwide cash ISA, if you have not already used all your ISA allowance this tax year with other providers.

When you open more than one cash ISA product with us, we create a 'portfolio cash ISA'. This keeps all your products together as a single cash ISA.

The portfolio means you get more control of your savings. You can spread your ISA allowance across any Nationwide ISA products and track how much you have used in our app. You will also get a unique account number for each of your ISA products. So you can choose which ISA to deposit your savings into. For example, you could pay part into a fixed rate ISA, for a guaranteed savings rate, and part into a limited access ISA, so you can dip into your savings if you need to.

Some of our 'standalone' cash ISAs are excluded from the portfolio. For example, our CTF Maturity ISA. The product terms and conditions will say if a cash ISA is standalone.

Looking for more ISA support?

Tell us what you are looking to do today and we will walk you through the steps.

Compare our cash ISA rates

Find the best ISA for you and compare our ISA interest rates.

Compare Nationwide ISAs

Transfer an ISA

Learn what an ISA transfer is, what happens if you complete a transfer and how to transfer an ISA from another provider to us.

Transfer your ISA

Your Nationwide ISA is maturing

Learn what to do if you have received a letter or email from us saying your ISA is about to mature and how to reinvest.

Fixed rate ISA maturity

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