How to remortgage to Nationwide

Moving your mortgage to us is easy – And we’ll give you either £500 cashback or free standard legal fees just for joining us. Before you start, you should find out how much you have left to repay on your existing mortgage.

  • 1 Find out how much your home is worth

    Home valuation

    You need to know how much your home is worth to find out what rates we'll be able to offer you.

    Ways to value your home

  • 2 See how much you could borrow

    Borrow more

    If you’re borrowing more as part of your remortgage, we could lend you a percentage of your home’s value.

    How much can I borrow?

  • 3 Take a look at our mortgage rates

    Check our mortgage rates

    Work out what you could save by moving your mortgage to Nationwide.

    Find a mortgage rate

  • 4 Apply for your remortgage

    Review offer

    Start your remortgage application, see what happens throughout the process and what proofs of income you'll need.

    Start your application

Learn more about mortgages

We're here to make mortgages easier to understand. Use our handy guide to make sense of the technical stuff.

Read our guide to mortgages

Helping you remortgage, whatever your situation

You choose

No legal fees when you remortgage

Free standard legal fees or £500 cashback when you remortgage to Nationwide. Terms and conditions apply.

Terms and conditions

Free valuations

Free standard valuations

We'll offer you a free standard valuation – that's a saving of £225 on a house worth £150,000. One less thing to worry about.

Terms and conditions

Family Deposit Mortgages

Family deposit mortgages

Our Family Deposit Mortgage range lets you borrow against your home and gift that money to a family member as a mortgage deposit.

How does it work?

Need some expert advice?

Applying for a mortgage is a big decision. You may feel you need some advice to help you choose the right mortgage. Our Mortgage Consultants can guide you based on your particular circumstances.

Phone

Call to make a telephone appointment

0800 30 20 10
Open 8am-6pm weekdays
8:30am-4pm Saturday

We may take longer than usual to answer your call, and there may be a wait for a telephone appointment. Many of our employees are self-isolating, and there is a lot to do, but we'll continue to work as fast as we can.

Happy to apply without our advice?

Apply online if you feel confident that you know which mortgage deal is right for you. If you then decide you'd like our advice, you can continue your application by phone or in branch. 

Online

Apply online

Choose to apply online at your own pace, and get an initial decision.

Start your application
Online

Already started an application?

If you began your application online, you can jump back in at any time to complete it.

Continue your application

Think carefully before securing other debts against your home. Mortgages are secured on your home. You could lose your home if you do not keep up payments on your mortgage.