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If you’re an existing Nationwide mortgage customer, switching to a new deal could reduce your monthly payments.
You could also keep your monthly payments the same for a set period of time with a fixed rate deal.
If you’re mid deal on a fixed rate mortgage, there will be an Early Repayment Charge (ERC) to pay.
Your new deal may have different features and overpayment limits to your current deal. Some of our older mortgages came with features such as:
Your latest mortgage offer will tell you what features your existing mortgage deal has.
Borrow back overpayments
About Standard and Base Mortgage Rates
If your existing mortgage deal has borrow back, payment holiday or rate guarantee features, you’ll lose them permanently when you switch.
Once your deal ends, you’ll move onto either our Standard or Base Mortgage Rate, which you can keep until the end of your mortgage term. These rates can go up and down at any time.
We have a range of fixed rate and tracker rate mortgage deals.
Get in touch and we'll be happy to help.
Monday to Friday, 8am to 6pm.
Saturday 8.30am to 4pm.
Closed Sundays and bank holidays.
03457 30 20 10
Mortgages are secured on your home. You could lose your home if you do not keep up payments on your mortgage. Mortgages are subject to underwriting and criteria. Minimum age 18, UK residents only.
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