How do I make an international payment?

If you’re sending Euros to a European country, you’ll need to make a SEPA payment. This costs £9 and can take up to 2 working days. Here's a list of SEPA countries

Payments to the rest of the world can be made with a SWIFT payment. This costs £20 and can take 4 working days or longer.

To make international payments, you’ll need:

  • The details of the person receiving the payment, including their name, address and International Bank Account Number (IBAN).
  • The name, address and BIC of the bank receiving the funds.
  • A card reader.


Any bank or building society’s card reader will work, as long as it accepts your debit card - it's equally safe and secure.

Make a SWIFT or SEPA payment in the Internet Bank

  1. Check your payee is legitimate, and their details are correct to protect yourself from fraud.
  2. Log in to the Internet Bank.
  3. Click on the ‘Move money’ tab.
  4. Find ‘Other payments’ at the bottom of the screen.
  5. In the ‘Make an international payment’ section, choose the account you want to use and click ‘Go’.
  6. Follow the on-screen instructions.

Log in to the Internet Bank

Don’t have internet banking?

To make an international payment in branch. You’ll need to bring:

  • Your Nationwide current account card.
  • A valid passport or driving licence.
  • Proof of address.

Find your nearest branch