What is a cheque?

A cheque is a written document instructing a bank or building society to debit your account and pay someone. Cheques can be used to pay money in and out of your account.

Typically cheques are used to pay bills, tradesmen or to pay a someone face-to-face. You can write a personal cheque to a business or an individual for any amount, but it's up to you to make sure you have enough money in your account to allow the payment to go through. All cheques paid in via a Nationwide Branch or Nationwide Fast ATM will clear by 11.59pm the next working day.

An Online, Telephone Banking or Banking app payment may be quicker and more convenient in many cases and a number of other ways to pay are available.

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