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1 Year Triple Access Online ISA

Tax-free online saving – limit your withdrawals, keep a better rate with our limited access ISA.

Why choose 1 Year Triple Access Online ISA?

Our 1 Year Triple Access Online ISA is designed for savers who can make withdrawals to a Nationwide current account or suitable instant access savings account in their name. A suitable instant access savings account is one that's not an ISA and that lets you pay in and take out as much as you need, whenever you need to.

Interest rate

Up to 4.25% AER/tax-free (variable) for 12 months

Access to your money

Make up to three withdrawals during the 12-month term of this account

Make more than three and the rate drops to 2.15% AER/tax-free (variable) for the rest of the term

Manage your money

Online

 Is a 1 Year Triple Access Online ISA right for you?

Designed for:

  • Savers who can make withdrawals to a Nationwide current account or suitable instant access savings account in their name

  • Savers who want to open and manage their account online

Not designed for:

  • Savers who want to make more than three withdrawals during the 12-month term without losing any interest

  • Savers who don't want to register for our Internet Bank or Banking app

  • Savers who want to use one of our branches to open or manage their account

Information:

Eligibility criteria apply

A cash ISA generally allows UK residents aged 18 or over to save up to their annual ISA allowance tax-free each tax year. The allowance is £20,000 for 2024/25. With other savings accounts, you may have to pay tax on the interest you earn, depending on your Personal Savings Allowance. The interest on a cash ISA is tax-free, so all the interest you earn, you keep.

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Inherited ISA allowance

If your partner has passed away and they had a Nationwide cash ISA, you may be able to use your inherited ISA allowance with us. Allowing you to use your partner's ISA allowance as part of your own tax-free savings.

More about using your inherited ISA allowance

Account details

Explore the key features and benefits of this account in our Summary Box before moving on to start your application.

Information:

This Summary Box sets out the key features of the savings account. For full details, please read the account terms and conditions.

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Note:

Before you apply, please make sure you read the Summary Box and Terms and Conditions in full and print or save a copy for reference

Information:

If you need support with your online application, we’ll be happy to help you in branch. Your nearest branch can talk you through your options in person or over the phone.

Find your nearest branch

Apply for 1 Year Triple Access Online ISA

Download or print the account documents

Other Important Information

Charitable assignment
Declaration
Withdrawal limits

Savings and ISA help

Useful guides to help you manage your account and understand the different ways to save.

Savings help

Protecting your money

The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.

Find out more about the FSCS – PDF, 2MB (opens in a new window)