Before you start


You can only open a joint Fixed Rate Online Bond if you're registered for online banking.

Paying into a Fixed Rate Online Bond

When you open a Fixed Rate Online Bond, you'll have a 14 day funding window to pay into your new account. You can pay in as many times as you like during the funding window.​

You can pay into a Fixed Rate Online Bond by bank transfer, or by transferring from a Nationwide account that allows you to take money out. Please consider payment and transfer timescales. Allow enough time for your money to be added to your account before the 14 day funding window closes.

Interest is calculated from the day your money arrives in the account. The later you pay in, the less time your money has to gain interest. So, it's a good idea to pay in as soon as possible.​

After 14 days, the funding window closes and you won't be able to add any more money to the account. If you haven't funded the account in this time, we'll close the account.

Withdrawing money from a Fixed Rate Online Bond

Once you've opened your account, you'll have a 14 day cancellation period to cancel the account. You cannot withdraw money during the 14 day funding window unless you close the account during this time. After this 14 day period, you won't be able to take any money out of the account until it matures.

Summary Financial Statement

When you open an account with us, we need to let you know about our most recent summary financial statement and auditors' report. Our summary financial statement is published in our Review of the Year document - PDF 3.1MB (opens in a new window). You can find our latest annual report and accounts, including our auditors' report, on our Results and Accounts page.

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