Mortgage Affordability Calculator

Choose "Remortgage" if you want to swap the mortgage on your home from another provider to us.

Choose "Borrow more" if you want to increase the amount of your current Nationwide mortgage.

We'll tell you at the end of the calculation how much we'd be prepared to lend you, but we need to know how much you're looking for. This is so we can tell you the minimum term on the amount you give us.

We'll tell you at the end of the calculation what the shortest term we'd be willing to offer you is, but we need to know how long you'd like the term to be. This is so we can work out the maximum we could lend you.

Shared Ownership: you own a 'share' in a house with someone else, usually Housing Association, and you pay them rent on their share. Shared Equity: you have both a mortgage and an equity loan supplied by the Homes and Communities Agency to buy a house. Right to Buy: You're offered the opportunity to buy a council house at a reduced price.