Life insurance
With Nationwide life insurance, your loved ones receive a payout if you die during the time you’re covered — giving them financial security when they need it most.
Apply online and receive a £75 gift card for M&S or Amazon. Getting a quote takes as little as two minutes.
Why choose Nationwide?
Your family’s security matters. That’s why we’ve partnered with L&G to offer life insurance. It gives you confidence that your loved ones will have financial support when they need it most.
Premiums from £6 per month
Most online customers pay between £6 and £20 a month. See FAQs for more information on costFive star rated cover
The life insurance we offer is 5 Star rated from the experts at Defaqto.97% of claims paid out in 2024
Totalling £583million across 14,067 claims.No price increases
Unless you make a change to your policy, your payments will stay the same for the length of your policy.
Before you start your quote
Make sure you understand our eligibility criteria and have read our important documents.
To apply for life insurance
For family protection insurance, you need to be aged between:
- 18 and 77 years old
- 18 and 67 if you add critical illness cover.
For mortgage protection insurance, you need to be aged between:
- 18 and 74 years old
- 18 and 67 if you add critical illness cover.
Information:
Terms, limits and exclusions that apply are explained in the Policy Summary document (PDF, 228KB - opens in a new window).
Apply online and receive a £75 gift card for M&S or Amazon
If you know the cover you need, you can start the application process now. Getting a life insurance quote takes 2 minutes. And you could have cover in just 20 minutes.
But if you'd like some advice, you can book a free appointment to speak to an adviser at L&G.
By continuing to get a quote, you're confirming you meet the age requirements to apply for life insurance.
Information:
You will receive your chosen gift card 6 months after your policy start date, provided your payments are up to date and you have not cancelled your policy. Terms apply.
Guide to Nationwide life insurance
Helping you understand life insurance, so you can choose the cover that’s right for you.
Choose the cover that’s best for you
You can tailor your life insurance policy to your family’s needs and budget. Choose between family life insurance and mortgage life insurance, and decide if you would like to add critical illness cover.
You also decide how long you want your cover to last. Both types of life insurance policy can cover you before your 90th birthday. And critical illness cover can cover you before your 75th birthday.
Family life insurance
Family life insurance, or ‘level cover’, lets you choose a fixed amount of protection that stays the same throughout your policy.
The payment could cover things like:
- Interest only mortgage
- education costs
- everyday living costs and bills
- outstanding debts.
Mortgage life insurance
Also known as ‘decreasing cover’, mortgage life insurance could be suitable if you have a repayment mortgage. It can help remove the burden of mortgage payments for your family, if you’re no longer here.
The cover reduces over time, roughly in line with your mortgage balance, so if you die during the term, it can pay off what’s left. Your monthly payments stay the same, even as the cover decreases.
Add on critical illness cover
You can choose to add on a separate critical illness cover policy to your cover for an extra cost.
Covering a wide range of illnesses and injuries, it will pay out a fixed amount if you, or your children, are diagnosed with any of the conditions covered. Allowing you to focus on your health.
With Nationwide life insurance, you get protection and support:
Samaritans-trained case handlers
Claims will always be treated sensitively and with compassion.
Personalised support for you and your family
Call Wellbeing Support to get practical and emotional assistance from experienced registered nurses. Whether you need to claim or not.
Talk with care experts
Care Concierge offers confidential guidance should you, or your family need care. You can call to discuss the options available, and the cost of care in your area.
Get cover you can rely on
We’ve partnered with L&G – one of the UK’s top life insurance providers. Getting a quote takes 2 minutes, and you could have cover in 20 minutes.
By continuing to get a life insurance quote, you're confirming you meet the age requirements to apply for life insurance.
Existing customers
Whether it’s guiding you through a claim or finding ways to make payments easier, we’ll do everything we can to support you.
Make a life insurance claim
Our life insurance policies are provided and managed by our trusted partners, L&G.
Manage your policy
Check your policy and make changes in 'My Account' on L&G online.