Mortgage overpayment reserve
An overpayment reserve is what you create when you overpay your mortgage. It’s mostly used to reduce the amount of interest you pay on your balance. You can also use it for other benefits, depending on your mortgage deal.
Contact us
Over the phone
To discuss the impact of giving up your overpayment reserve, call us
Monday to Friday, 8am to 6pm.
Saturday 9am to 2pm.
Closed Sundays and bank holidays.
UK: 0345 609 25 31