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Income Protection Benefit

You've worked hard to get where you are. But just how secure is your lifestyle? If you can't work due to incapacity due to injury or an illness that results in a loss of earnings, would you be able to cover your monthly living costs?

Although many people think 'It'll never happen to me', illnesses and accidents can happen to anybody. Statutory sick pay is only £92.05 a week for up to 28 weeks*, so unless that's enough for you to live on, you'd soon be drawing on your savings or struggling with the bills.

The good news is, Income Protection Benefit can give you a safety net as it can pay out a tax-free monthly benefit until you're well enough to get back to work, until your chosen retirement age or the end of the plan, if you do not recover. It could help look after your regular financial commitments such as bills, mortgage and your standard of living.

This is not a savings or investment product and has no cash value unless a valid claim is made. Please refer to the Policy Summary and About our Insurance Services documents for details, exclusions and limitations that apply.

* correct as at July 2018

Income Protection Benefit is just for members. You’re a member when you have a current account, mortgage or savings account with us.
Find out more about membership

More about Income Protection Benefit ...

Choose length of cover

Choose how long cover lasts and how much you receive - to help cover your cost of living.

Choose when payments start

Choose when to start receiving your tax-free monthly benefit.*

Professional support

Personal claims service with professional support.

* Tax information is based on our understanding of current tax legislation and HM Revenue & Customs practice, both of which may change.

Interested? Find out how to apply

Available just for members