Switch your Virgin Money current account to Nationwide
Start banking with Nationwide in just 7 working days.
Switching is easy, quick and safe
Choose an account
Choose one of our current accounts and start your application.
We'll ask if you want to switch and when you want it to happen.
We'll start the switch
7 working days before your switch date, we'll start moving things over. We'll keep you updated throughout the process.
You won't need to do anything for now. Keep using your Virgin Money account.
All done
On your switch date, your balance, Direct Debits, standing orders and payees have all moved over. Your Virgin Money account will now be closed.
Which? Recommended for current accounts
We're proud to be a Which? Recommended Provider for current accounts.
Rewarding our members is part of what makes us different and a good way to bank. And we have the highest customer satisfaction out of all the banking providers on the high street.
When you want to talk face-to-face, we've also committed to keeping our branches open. Wherever you are, there's a good chance we're nearby.*
Choose one of our current accounts
Our interest and cashback account
FlexDirect
- Access to interest on balances up to £1,500*
- Access to 1% monthly cashback for the first 12 months*
- Online and phone banking only
No monthly fee
*Conditions apply
Our everyday account
FlexAccount
- Bank online, in a branch or over the phone
No monthly fee
Our packaged account
FlexPlus
- Worldwide family travel and mobile insurance
- UK and European car breakdown cover
- No Nationwide fees for using your card abroad
- Bank online, in a branch or over the phone
£18 monthly fee
Simple, secure banking on our app. Used by 7 million members
Rated 4.8 stars in App Store and 4.7 stars in Google Play (mobile only). Ratings for the phone app as of May 2026.
Everyday banking
Send money, pay bills, check recent transactions, download statements and more.
Freeze your debit card
Stop your card being used if it goes missing. Unfreeze it if it turns up or order a replacement if it doesn't.
Safe and secure
Log in with your fingerprint or face. Quickly confirm it's you when you make a big purchase.
We make opening an account easy
We keep it simple when you switch to us. And the experts at Moneyfacts agree. We've got a Five-Star Rating for making it as easy as possible to start banking with us.
Looking after your money
We're committed to keeping your money safe. And as well as the security you get from us, you're also protected by the Financial Services Compensation Scheme (FSCS).
This means the money across all your Nationwide and Virgin Money accounts is covered up to £120,000 per eligible person (or a combined £240,000 for joint accounts). This applies if we're unable to meet our financial commitments or stop trading.
*‘Rewarding our members’ refers to our Fairer Share payment. Each year since 2023, we've paid £100 to eligible members with a qualifying current account and a qualifying mortgage or savings. Virgin Money customers could be eligible for a Fairer Share payment in 2027. We would like to make the payment every year, but this will depend on our financial performance. The amount we pay and what makes you eligible may change in the future, but you can see how it worked last year on our Fairer Share page.
‘Highest customer satisfaction’ refers to ‘Best high street banking provider for customer satisfaction’ in the building society and banking sector, as reported by The UK Customer Satisfaction Index (January 2026) published by The Institute of Customer Service. Of the 18 banking providers included, our high street banking peer group consists of banking brands with their own branches (excluding hubs and the Post Office).
‘Keeping our branches open’ refers to our promise to keep every one of our branches open until at least the start of 2030. Excludes circumstances beyond our control. Branch opening times may vary. Learn more about our Branch Promise.