Reports
Annual house price growth edges higher in June
- UK annual house price growth picked up to 2.2% in June, from 1.7% in May
- Northern Ireland remained best performing region, with prices up 8.6% year on year in Q2 2026
- Outer South East weakest performing region, with 0.1% annual rise
Energy efficiency ratings have limited impact on owner-occupied house prices, despite increased interest in ‘going green’
- 1.6% house price premium for an owner-occupied property rated A or B compared to a D-rated home
- Around three quarters (78%) of homeowners would expect buyers to pay more for an energy efficient home
- 49% of younger buyers (those aged 25-34) said energy efficiency ‘very important’ in choosing a property to buy
- Property rated A, B or C could save around £400 per year on energy costs versus a D-rated property
- Adding solar panels most popular measure amongst homeowners who have made green improvements
- Upfront cost biggest barrier for those who have not made any green improvements
- Nationwide offers 0% Green Additional Borrowing to help existing customers finance improvements
Annual house price growth slows in May
- UK annual house price growth slowed to 1.7% in May, from 3.0% in April
- House prices were down 0.6% month on month
House price growth remained resilient in April
- UK annual house price growth picked up to 3.0% in April, from 2.2% in March
- House prices were up 0.4% month on month
UK house price growth picks up in March
- UK annual house price growth picked up to 2.2% in March, from 1.0% in February
- Northern Ireland best performing area in Q1 2026, with prices up 9.5% year-on-year
- Outer South East weakest performing region, with prices down 0.7% compared with Q1 2025
Inverclyde crowned Britain’s most affordable place for first time buyers
- Inverclyde, Burnley and Hartlepool amongst most affordable areas in Britain
- Kensington and Chelsea, Oxford and Cambridge least affordable
- North has smallest gap between least and most affordable areas in the region while London has largest
- Around 70% of local authorities have seen an improvement in affordability over the last year, with Islington seeing biggest improvement
- 10% deposit on a first-time buyer property is between £10,000 and £25,000 in over half of local authorities
House price growth holds steady in February
- Annual house price growth unchanged at 1.0%
- House prices were up 0.3% month on month
- Continued improvement in affordability helped drive first-time buyer activity in 2025
House price growth edges higher in January
- Slight rise in annual house price growth to 1.0%
- House prices were up 0.3% month on month
- Continued improvement in affordability helped drive first-time buyer activity in 2025
Improved affordability provides boost to first-time buyers
- Continued improvement in affordability helped support first-time buyer activity over 2025
- Considerable variation in affordability remains across occupational groups, with affordability most challenging for people working in sales & customer service, but easier for those in managerial and professional roles
- Affordability most stretched in London and South of England, while North and Scotland are the most affordable
- 10% deposit on typical UK first-time buyer property around £23k – this would take nearly six years to save
UK house price growth ends 2025 on a softer note
- UK house price growth slowed to 0.6% in December, from 1.8% in November
- Northern Ireland best performing area for third year running, with prices up 9.7% in 2025
- East Anglia weakest performing region, with prices down 0.8% over the year
Nationwide House Price Review and Outlook for 2026: Slight easing in affordability pressures helps underpin buyer demand
- Housing market activity remained resilient in 2025
- House price growth expected to be in the 2% to 4% range in 2026
Annual house price growth slows in November
- Annual house price growth softens slightly to 1.8%
- House prices were up 0.3% month on month
