Find out how and where to get cash, and how much you can withdraw from various types of Nationwide account without having to show ID.

With ID, you may be able to take out larger amounts.

Current accounts and savings

Daily withdrawal limits

How much cash you can take out depends on the type of account you have and where you’re making the withdrawal.

Information:

For joint accounts, each account holder can withdraw the maximum amount from their savings account in the UK, or their current account in the UK or abroad.

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Maximum withdrawal amounts per day for Nationwide current and savings account, depending on how you access the cash.
Cash machine Cash in Nationwide branch Counter draft in Nationwide branch UK post office
FlexAccount, FlexPlus and FlexBasic £500 £500 £10,000 £500
FlexDirect £500 £500 £10,000 £500
FlexStudent and FlexGraduate £500 £500 £10,000 n/a
FlexOne £300 £300 £10,000 n/a
Smart card £300 £500 £10,000 n/a
CashBuilder card £500 £500 (minimum £100) £10,000 n/a
Regular savings £500 £500 (minimum £300) £10,000 n/a
InvestDirect £500 n/a n/a n/a
Flexclusive Saver n/a £500 £10,000 n/a
Instant Access Saver £500 £500 £10,000 n/a
Limited Access Saver £500 £500 £10,000 n/a

FlexDirect and InvestDirect withdrawals

If you have a FlexDirect account, you can make withdrawals from a Nationwide branch counter in the event that a cash machine is unavailable.

For InvestDirect account holders, in the event of a postal strike or a cash machine breakdown, you can request an emergency withdrawal in branch. You will need to show ID.

Cash machine charges

Nationwide does not charge you for using UK cash machines, but cash machine providers sometimes have their own charges. Check before using.


Credit cards

Credit card daily withdrawal limits

The minimum you can withdraw from a cash machine in the UK or abroad, or in a Nationwide branch using any credit card, is £10 per day.

The maximum amount each card holder can withdraw per day from a cash machine is £300.

The maximum withdrawal in a Nationwide branch is £500.


Branch counter and passbook withdrawals

Cash withdrawals over £500

For withdrawals of £500 and over, please give the branch 1 full working day's notice (Saturday is not a working day).

Please allow an extra day for bank holidays, or an extra 2 days where there is more than a day's bank holiday.

We will always try to accommodate withdrawals of up to £2,000 without advance notice, but this depends on the amount of cash the branch has available.

When collecting your money, please bring ID to prove your name and address.

Proving your identity

What day of the week your cash will be ready, depending on when you make your request.
When the cash is requested When the cash is available
Monday Wednesday
Tuesday Thursday
Wednesday Friday
Thursday Saturday, or Monday if branch is closed
Friday Tuesday
Saturday Tuesday

Other types of withdrawal

Larger withdrawals

If you need to request a counter draft over £10,000, we'll need you to provide ID to prove your name and address.

You can withdraw up to £500,000 per day with a counter draft, subject to the terms and conditions of your account.

Requests of withdrawals over £300,000 will be sent to your registered address within 2 working days.


Contact us

If you still have questions, get in touch and we’ll be happy to help.

Contact us