Complaints data

As a Society, we do everything we can to resolve our customers concerns. Complaints are a key moment of truth for our customers, and for us, they're an opportunity to put things right and deliver a fair outcome. Feedback enables us to concentrate on what’s important to our customers, learn from what’s gone wrong and strive to exceed expectations.

Following Virgin Money and its heritage brands (Clydesdale Bank, Yorkshire Bank) being transferred to Nationwide Building Society on 2nd April 2026, all complaint data is now being reported at a group level, in line with the submission sent to the FCA.

As with other firms and to be transparent we share our complaint volumes every half year in line with Financial Conduct Authority (FCA) regulations. To put our volumes into context, we receive just 2.24 complaints per 1,000 banking accounts and 3.57 complaints per 1,000 home finance accounts.


Nationwide complaints data

Firm name: Nationwide Building Society
Group: Nationwide Building Society
Other firms included in this return (if any): Clydesdale Bank, CYB Intermediaries Limited, Virgin Money, Yorkshire Bank and Yorkshire Bank Home Loans Limited
Period covered in this return: 1 October 2025 – 31 March 2026
Brands/trading names covered: Nationwide Building Society

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Complaints data
  Number of complaints opened by volume of business  
Product / service grouping Provision (at reporting period end date) Intermediation (within the reporting period) Number of complaints opened Number of complaints closed Percentage closed within 3 days Percentage closed after 3 days but within 8 weeks Percentage upheld Main cause of complaints opened
Banking and credit cards 2.24 N/A 93,640 92,924 54.78% 44.70% 55.13% General admin/ customer service
Home Finance 3.57 N/A 6,915 6,905 29.18% 69.96% 56.36% General admin/ customer service
Insurance and pure protection 0.22 8.03 295 290 46.55% 51.38% 50.34% General admin/ customer service
Decumulation, Life and Pensions* N/A N/A 6 5 40.00% 40.00% 60.00% General admin/ customer service
Investments N/A N/A 30 32 12.50% 87.50% 46.88% General admin/customer service
Credit Related N/A N/A 1,995 1,968 N/A N/A 53.25% N/A

*We continue to resolve complaints relating to Decumulation, life and pensions but no longer sell any of these products.


The Mortgage Works complaints data

Firm name: The Mortgage Works
Group: Nationwide Building Society
Other firms included in this return (if any): None
Period covered in this return:  1 October 2025 – 31 March 2026
Brands/trading names covered: The Mortgage Works

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Complaints data for mortgage works
  Number of complaints opened by volume of business  
Product/service grouping Provision (at reporting period end date) Intermediation (within the reporting period) Number of complaints opened Number of complaints closed Percentage closed within 3 days Percentage closed after 3 days but within 8 weeks Percentage upheld Main cause of complaints opened
Home Finance 5.19 N/A 1,477 1,490 26.64% 72.62% 52.08% General admin/ customer service

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