News

The Mortgage Works is cutting rates by up to 0.20 percentage points on selected two and five-year fixed rate products for new and existing customers across its limited company buy-to-let range. The new rates will be effective from tomorrow, Thursday 26 February.

• Reductions of up to 0.16 percentage points across fixed rate range for new and existing customers
• First-time buyers, home movers and those looking to remortgage or switch deal benefit from latest cuts
• Nationwide’s lowest rate now 3.54% for new and existing customers looking to move home

• Witnessed signatures to be phased out as Nationwide introduces Qualified Electronic Signatures
• Follows collaboration between Nationwide, HM Land Registry, Your Conveyancer and Veyco
• Latest tech enhancement continues Nationwide’s efforts to speed up the homebuying process
• Follows HM Land Registry’s decision in August 2025 to accept Qualified Electronic Signatures
• Your Conveyancer first to submit to Nationwide via new electronic process

• Free calculator – helping people discover unclaimed benefits
• Helps 11,000 households identify £75m in unclaimed benefits – equating £560 a month since launch in June 2025
• Nationwide is the first financial provider to also offer the service over telephone – addressing digital exclusion
• Calls on government to make it easier to access unclaimed benefits

The Mortgage Works is tomorrow (Saturday 24 January) cutting rates by up to 0.20 percentage points on selected one, two and five-year fixed rate products across its new business mortgage range. The Mortgage Works’s lowest buy-to-let rate now stands at 2.29%.

• Nationwide enhances support for people looking to move up the property ladder or get a new mortgage deal
• Five-fold increase in Nationwide loans to first-time buyers at or above 5.5x income in 2025, compared to 2024
• Increased first-time buyer support follows regulatory changes to improve affordability

• Nationwide extends interest-free balance transfer offer to 30 months – now six months longer 

• New offer will be available from 21 January 2025 online, on the phone and in branch 

• Nationwide also continues to offer its combined purchase and balance transfer credit card deal, offering 0% interest on purchases and 0% interest on balance transfers for 15 months  

• The balance transfer fee for these offers remains at 2.99% (minimum £5) per transaction 

The Mortgage Works is tomorrow (Saturday 17 January) cutting rates by up to 0.15 percentage points on selected two, three and five-year fixed rate products across its mortgage range for new and existing customers.

• Rate reductions of up to 0.20 percentage points for new and existing customers
• Nationwide’s lowest rate now 3.50% for new and existing customers looking to move home