News
08 Jan 2026
2026 spending trends: Consumers splash out on holidays, concerts and wellness but rising costs put 'big purchases' on ice
- Holidays, festivals, concerts and wellness top the 2026 list as Brits swap big-ticket buys for memorable moments
- Over a quarter put off ‘big’ purchases such as a car or large-scale renovations and 15% are worried about unexpected expenses
- Eating out and fashion take a hit as households cut non-essentials and turn to second-hand shopping and home cooking
05 Jan 2026
Cash usage rises for fourth year as Brits continue to value money in their pockets
- Cash withdrawn from branch ATMs hit £4.2bn in 2025, surpassing 2017 high of £4bn
- Cash usage rises for fourth year in a row - nearly 35m withdrawals made from Nationwide ATMs(1)
- 13% of Brits – equivalent to 7m – say paying in cash makes saving easier, Nationwide poll shows(2)
- Withdrawals by non-customers up 6% - highlighting impact of bank branch and ATM closures
- Nationwide ATMs in East Anglia and Essex, The Shires and South London see biggest rises in withdrawals
19 Dec 2025
'Christmas Traditions' under threat for over six in ten parents due to cost of living
- Survey from Nationwide looks at the impact of Christmas spending across different household incomes
- Comes as Nationwide partners with Action for Children to support their Secret Santa campaign to help Britain’s most vulnerable children feel the magic of Christmas
- Parents spend average of £673 to fund Christmas, reducing to £264 for those with a household income of £15k or below
- 42% of parents say Christmas negatively impacts their mental health, rising to 53% of those earning £15k or less
- 12% of parents plan to borrow money - 16% of households with incomes of £15k or less will be in debt due to Christmas
- But…two thirds of all parents surveyed agree togetherness is the most important part of the season
17 Dec 2025
2026 savings trends: Brits hope to save £7.5k on average, one in ten won’t save a penny and younger adults aim high despite stress
- Four in ten (43%) will maintain their savings in 2026, with 14% aiming to save up to £2,000
- Almost half of Millennials (49%) plan five‑figure savings (£10k+), but most feel stressed saving (69%)
- Emergency funds (43%), holidays (36%), retirement (23%) amongst top reasons to save in 2026
- 62% of 25-34s would consider social media trends like ‘loud budgeting’ and ‘100 envelopes’
16 Dec 2025
Middle-aged men feel much less prepared than younger generations with providing dementia care as they juggle family and ageing parents
- New research1 from Nationwide and Dementia UK shows 60% of men aged 18-34 feel prepared vs 32% of those aged 45-54 and 30% of men 55-plus
- Just 37% of men aged 55-plus would feel comfortable providing dementia care, rising to 44% for men aged 45-54
- Nationwide and Dementia UK urge more men to get support as data for dementia clinics - held in Nationwide branches - reveals they account for just 25% of appointments booked
- Main reasons men aren’t comfortable seeking support include sharing feelings, fear of burden and embarrassment
- Dementia UK highlights middle age can be “challenging and tiring” due to often caring for young children and older family although in general stigma and fear of judgement is prevalent
- Research comes ahead of Christmas - a time dementia often becomes noticeable due to time spent together
09 Dec 2025
Nationwide Commits £25 Million In Funding For The Invest In Women Taskforce
- Nationwide partners with Invest in Women Taskforce (IWT) and provides £25 million in funding1
- Funding to support female-led businesses to drive economic growth in the UK and close investment gap
- Partnership builds on Nationwide’s commitment to make banking fairer and more inclusive
08 Dec 2025
Nationwide predicts over 20 million transactions as shoppers rush to finish Christmas shopping
- In the lead-up to Christmas, Nationwide is expecting 20.6 million transactions on Friday 12 and Saturday 13 December, which is 6.39% higher than the same dates in December 2024.
- A peak number of 10.7 million transactions are predicted on the 20 December as people rush to finish their festive shopping*.
- 21.16 million transactions are expected across the weekend before Christmas, which is 2.96% higher than the 20.55 million transactions forecasted in 2024**.
- Nationwide also shares top tips to avoid scams in a busy festive period
04 Dec 2025
Nationwide makes further rate cuts across mortgage range
- Rate reductions of up to 0.21 percentage points for new and existing customers
- These latest changes follow on from the wide-ranging mortgage rate cuts made at the end of last week
- First-time buyers, home movers and those looking to remortgage or switch again benefit from these cuts
- Nationwide’s lowest rate now 3.58% for new and existing customers looking to move home
