Nationwide House Price Index

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Latest reports

20 Jan 2026

Improved affordability provides boost to first-time buyers

  • Continued improvement in affordability helped support first-time buyer activity over 2025
  • Considerable variation in affordability remains across occupational groups, with affordability most challenging for people working in sales & customer service, but easier for those in managerial and professional roles
  • Affordability most stretched in London and South of England, while North and Scotland are the most affordable
  • 10% deposit on typical UK first-time buyer property around £23k – this would take nearly six years to save

02 Jan 2026

UK house price growth ends 2025 on a softer note

  • UK house price growth slowed to 0.6% in December, from 1.8% in November
  • Northern Ireland best performing area for third year running, with prices up 9.7% in 2025
  • East Anglia weakest performing region, with prices down 0.8% over the year

15 Dec 2025

Nationwide House Price Review and Outlook for 2026: Slight easing in affordability pressures helps underpin buyer demand

  • Housing market activity remained resilient in 2025
  • House price growth expected to be in the 2% to 4% range in 2026

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