Nationwide’s FlexStudent account has quickly become a popular choice among freshers across the UK, offering £100 cash, £120 in Just Eat vouchers and an interest-free overdraft of up to £3,000.
Nationwide is reminding students that the FlexStudent offer will be withdrawn at 23:59 on 22 October 2026, after which the incentives will no longer be available to new applicants.
To get the offer, students opening a new FlexStudent account must deposit £500 and make five debit card payments by 11th December 2026 (see full eligibility criteria 1 www.nationwide.co.uk/studentoffer).
FlexStudent breakdown for 2026:
- Cash: students will receive £100 into their FlexStudent account within 14 calendar days of crediting it with at least £500 by 11th December 2026 – e.g., the first instalment of their student loan (£500 doesn’t need to be a one-off transaction). They will also need to make five debit card payments.
- Just Eat: eligible account openings will receive a registration code and can access the £10 voucher code every month for the first 12 months. These can be used online. Access will be provided within 14 days of the student becoming eligible.
- Arranged overdraft: access to an interest-free, fee-free, flexible overdraft throughout a student’s studies (subject to status), where they can set borrowing limits. Students can request up to £1,000 in the first year, up to £2,000 in their second year and a maximum of £3,000 in year three (accounts can be held beyond three years with the maximum £3,000 overdraft). They’ll need to pay in at least £500 per term or have paid in at least £1,500 in two or more payments over the past year to be eligible for an overdraft increase for years 2 and 3.
- Fee-free purchases and cash withdrawals abroad: FlexStudent account holders will not pay any Nationwide fees for using their card abroad for making purchases or withdrawing cash, giving them peace of mind when travelling.
- Access to the FlexGraduate current account: Those with a FlexStudent account will have exclusive access to FlexGraduate – a post-university current account with an interest-free, fee-free arranged overdraft designed to help students find their feet after university, allowing them time to pay off their overdraft once their course has finished.
Fred Powell, Head of Product at Nationwide Building Society, said: “The FlexStudent offer has proved hugely popular with students this year. With the incentives ending soon, we’re reminding anyone who wants to benefit from the offer to apply before the deadline.”
