Our business savings rates

Please note these rates may no longer be available for new business and are displayed for information purposes only.

You'll need to know your account type in order to check historic interest rates for your account. You can find your account type on your latest statement.

Instant Access Account This will reveal additional content

Account type	Annual AER	Annual gross p.a.	Monthly AER	Monthly gross p.a.
Business Instant Saver Issue 1 Effective 06 January 2014 - 27 June 2014	0.80%	0.80%	0.75%	0.75%
Business Instant Saver Issue 1 Effective 28 June 2014 - 20 July 2016	1.00%	1.00%	0.95%	0.95%
Business Instant Saver Issue 1 Effective 21 July 2016 - 11 September 2016	0.80%	0.80%	0.75%	0.75%
Business Instant Saver Issue 1 Effective 12 September 2016 - 22 December 2016	0.55%	0.55%	0.50%	0.50%
Business Instant Saver Issue 1 Effective 23 December 2016 - 30 November 2017	0.40%	0.40%	0.35%	0.35%
Business Instant Saver Issue 1 Effective 01 December 2017 - 30 August 2018	0.50%	0.50%	0.45%	0.45%
Business Instant Saver Issue 1 Effective 31 August 2018 - 07 April 2020	0.65%	0.65%	0.60%	0.60%
Business Instant Saver Issue 1 Effective 08 April 2020 - 21 April 2020	0.10%	0.10%	0.05%	0.05%
Business Instant Saver Issue 1 Effective 22 April 2020 - 03 May 2022	0.05%	0.05%	0.05%	0.05%
Business Instant Saver Issue 1 Effective 04 May 2022 - 04 July 2022	0.15%	0.15%	0.15%	0.15%
Business Instant Saver Issue 1 Effective 05 July 2022 - 01 September 2022	0.20%	0.20%	0.20%	0.20%
Business Instant Saver Issue 1 Effective 02 September 2022 - 01 November 2022	0.35%	0.35%	0.35%	0.35%
Business Instant Saver Issue 1 Effective 02 November 2022 - 23 November 2022	0.50%	0.50%	0.50%	0.50%
Business Instant Saver Issue 1 Effective 24 November 2022 – 10 January 2023	1.00%	1.00%	0.95%	0.95%
Business Instant Saver Issue 1 Effective 11 January 2023 - 26 April 2023	1.30%	1.30%	1.26%	1.25%
Business Instant Saver Issue 1* Effective 27 April 2023 - 20 July 2023	1.50%	1.50%	1.46%	1.45%
Business Instant Saver Issue 2 Effective 02 March 2015 - 04 May 2015	0.80%	0.80%	0.75%	0.75%
Business Instant Saver Issue 2 Effective 05 May 2015 - 20 July 2016	1.00%	1.00%	0.95%	0.95%
Business Instant Saver Issue 2 Effective 21 July 2016 - 11 September 2016	0.80%	0.80%	0.75%	0.75%
Business Instant Saver Issue 2 Effective 12 September 2016 - 22 December 2016	0.55%	0.55%	0.50%	0.50%
Business Instant Saver Issue 2 Effective 23 December 2016 - 30 November 2017	0.40%	0.40%	0.35%	0.35%
Business Instant Saver Issue 2 Effective 01 December 2017 - 30 August 2018	0.50%	0.50%	0.45%	0.45%
Business Instant Saver Issue 2 Effective 31 August 2018 – 07 April 2020	0.65%	0.65%	0.60%	0.60%
Business Instant Saver Issue 2 Effective 08 April 2020 - 21 April 2020	0.10%	0.10%	0.05%	0.05%
Business Instant Saver Issue 2 Effective 22 April 2020 - 03 May 2022	0.05%	0.05%	0.05%	0.05%
Business Instant Saver Issue 2 Effective 04 May 2022 - 04 July 2022	0.15%	0.15%	0.15%	0.15%
Business Instant Saver Issue 2 Effective 05 July 2022 - 01 September 2022	0.20%	0.20%	0.20%	0.20%
Business Instant Saver Issue 2 Effective 02 September 2022 - 01 November 2022	0.35%	0.35%	0.35%	0.35%
Business Instant Saver Issue 2 Effective 02 November 2022 - 23 November 2022	0.50%	0.50%	0.50%	0.50%
Business Instant Saver Issue 2 Effective 24 November 2022 – 10 January 2023	1.00%	1.00%	0.95%	0.95%
Business Instant Saver Issue 2 Effective 11 January 2023 - 26 April 2023	1.30%	1.30%	1.26%	1.25%
Business Instant Saver Issue 2* Effective 27 April 2023 - 20 July 2023	1.50%	1.50%	1.46%	1.45%
Business Instant Saver Issue 3 Effective 18 November 2015 - 11 September 2016	0.80%	0.80%	0.75%	0.75%
Business Instant Saver Issue 3 Effective 12 September 2016 - 22 December 2016	0.55%	0.55%	0.50%	0.50%
Business Instant Saver Issue 3 Effective 23 December 2016 - 30 November 2017	0.40%	0.40%	0.35%	0.35%
Business Instant Saver Issue 3 Effective 01 December 2017 - 30 August 2018	0.50%	0.50%	0.45%	0.45%
Business Instant Saver Issue 3 Effective 31 August 2018 – 07 April 2020	0.65%	0.65%	0.60%	0.60%
Business Instant Saver Issue 3 Effective 08 April 2020 - 21 April 2020	0.10%	0.10%	0.05%	0.05%
Business Instant Saver Issue 3 Effective 22 April 2020 - 03 May 2022	0.05%	0.05%	0.05%	0.05%
Business Instant Saver Issue 3 Effective 04 May 2022 - 04 July 2022	0.15%	0.15%	0.15%	0.15%
Business Instant Saver Issue 3 Effective 05 July 2022 - 01 September 2022	0.20%	0.20%	0.20%	0.20%
Business Instant Saver Issue 3 Effective 02 September 2022 - 01 November 2022	0.35%	0.35%	0.35%	0.35%
Business Instant Saver Issue 3 Effective 02 November 2022 - 23 November 2022	0.50%	0.50%	0.50%	0.50%
Business Instant Saver Issue 3 Effective 24 November 2022 – 10 January 2023	1.00%	1.00%	0.95%	0.95%
Business Instant Saver Issue 3 Effective 11 January 2023 - 26 April 2023	1.30%	1.30%	1.26%	1.25%
Business Instant Saver Issue 3* Effective 27 April 2023 - 20 July 2023	1.50%	1.50%	1.46%	1.45%
Business Instant Saver Issue 4 Effective 05 August 2016 - 22 December	0.55%	0.55%	0.50%	0.50%
Business Instant Saver Issue 4 Effective 23 December 2016 - 30 November 2017	0.40%	0.40%	0.35%	0.35%
Business Instant Saver Issue 4 Effective 01 December 2017 - 30 August 2018	0.50%	0.50%	0.45%	0.45%
Business Instant Saver Issue 4 Effective 31 August 2018 – 07 April 2020	0.65%	0.65%	0.60%	0.60%
Business Instant Saver Issue 4 Effective 08 April 2020 - 21 April 2020	0.10%	0.10%	0.05%	0.05%
Business Instant Saver Issue 4 Effective 22 April 2020 - 03 May 2022	0.05%	0.05%	0.05%	0.05%
Business Instant Saver Issue 4 Effective 04 May 2022 - 04 July 2022	0.15%	0.15%	0.15%	0.15%
Business Instant Saver Issue 4 Effective 05 July 2022 - 01 September 2022	0.20%	0.20%	0.20%	0.20%
Business Instant Saver Issue 4 Effective 02 September 2022 - 01 November 2022	0.35%	0.35%	0.35%	0.35%
Business Instant Saver Issue 4 Effective 02 November 2022 - 23 November 2022	0.50%	0.50%	0.50%	0.50%
Business Instant Saver Issue 4 Effective 24 November 2022 – 10 January 2023	1.00%	1.00%	0.95%	0.95%
Business Instant Saver Issue 4 Effective 11 January 2023 - 26 April 2023	1.30%	1.30%	1.26%	1.25%
Business Instant Saver Issue 4* Effective 27 April 2023 - 20 July 2023	1.50%	1.50%	1.46%	1.45%
Business Instant Saver Issue 5 Effective 07 December 2016 - 30 November 2017	0.40%	0.40%	0.35%	0.35%
Business Instant Saver Issue 5 Effective 01 December 2017 - 30 August 2018	0.50%	0.50%	0.45%	0.45%
Business Instant Saver Issue 5 Effective 31 August 2018 – 07 April 2020	0.65%	0.65%	0.60%	0.60%
Business Instant Saver Issue 5 Effective 08 April 2020 - 21 April 2020	0.10%	0.10%	0.05%	0.05%
Business Instant Saver Issue 5 Effective 22 April 2020 - 03 May 2022	0.05%	0.05%	0.05%	0.05%
Business Instant Saver Issue 5 Effective 04 May 2022 - 04 July 2022	0.15%	0.15%	0.15%	0.15%
Business Instant Saver Issue 5 Effective 05 July 2022 - 01 September 2022	0.20%	0.20%	0.20%	0.20%
Business Instant Saver Issue 5 Effective 02 September 2022 - 01 November 2022	0.35%	0.35%	0.35%	0.35%
Business Instant Saver Issue 5 Effective 02 November 2022 - 23 November 2022	0.50%	0.50%	0.50%	0.50%
Business Instant Saver Issue 5 Effective 24 November 2022 – 10 January 2023	1.00%	1.00%	0.95%	0.95%
Business Instant Saver Issue 5 Effective 11 January 2023 - 26 April 2023	1.30%	1.30%	1.26%	1.25%
Business Instant Saver Issue 5* Effective 27 April 2023 - 20 July 2023	1.50%	1.50%	1.46%	1.45%
Business Instant Saver Issue 6 Effective 12 April 2018 - 30 August 2018	0.50%	0.50%	0.45%	0.45%
Business Instant Saver Issue 6 Effective 31 August 2018 – 07 April 2020	0.65%	0.65%	0.60%	0.60%
Business Instant Saver Issue 6 Effective 08 April 2020 - 21 April 2020	0.10%	0.10%	0.05%	0.05%
Business Instant Saver Issue 6 Effective 22 April 2020 - 03 May 2022	0.05%	0.05%	0.05%	0.05%
Business Instant Saver Issue 6 Effective 04 May 2022 - 04 July 2022	0.15%	0.15%	0.15%	0.15%
Business Instant Saver Issue 6 Effective 05 July 2022 - 01 September 2022	0.20%	0.20%	0.20%	0.20%
Business Instant Saver Issue 6 Effective 02 September 2022 - 01 November 2022	0.35%	0.35%	0.35%	0.35%
Business Instant Saver Issue 6 Effective 02 November 2022 - 23 November 2022	0.50%	0.50%	0.50%	0.50%
Business Instant Saver Issue 6 Effective 24 November 2022 – 10 January 2023	1.00%	1.00%	0.95%	0.95%
Business Instant Saver Issue 6 Effective 11 January 2023 - 26 April 2023	1.30%	1.30%	1.26%	1.25%
Business Instant Saver Issue 6* Effective 27 April 2023 - 20 July 2023	1.50%	1.50%	1.46%	1.45%
Business Instant Saver Issue 7 Effective 21 June 2018 - 30 August 2018	0.50%	0.50%	0.45%	0.45%
Business Instant Saver Issue 7 Effective 31 August 2018 – 07 April 2020	0.65%	0.65%	0.60%	0.60%
Business Instant Saver Issue 7 Effective 08 April 2020 - 21 April 2020	0.10%	0.10%	0.05%	0.05%
Business Instant Saver Issue 7 Effective 22 April 2020 - 03 May 2022	0.05%	0.05%	0.05%	0.05%
Business Instant Saver Issue 7 Effective 04 May 2022 - 04 July 2022	0.15%	0.15%	0.15%	0.15%
Business Instant Saver Issue 7 Effective 05 July 2022 - 01 September 2022	0.20%	0.20%	0.20%	0.20%
Business Instant Saver Issue 7 Effective 02 September 2022 - 01 November 2022	0.35%	0.35%	0.35%	0.35%
Business Instant Saver Issue 7 Effective 02 November 2022 - 23 November 2022	0.50%	0.50%	0.50%	0.50%
Business Instant Saver Issue 7 Effective 24 November 2022 – 10 January 2023	1.00%	1.00%	0.95%	0.95%
Business Instant Saver Issue 7 Effective 11 January 2023 - 26 April 2023	1.30%	1.30%	1.26%	1.25%
Business Instant Saver Issue 7* Effective 27 April 2023 - 20 July 2023	1.50%	1.50%	1.46%	1.45%
Business Instant Saver Issue 8 Effective 08 April 2020 - 03 May 2022	0.05%	0.05%	0.05%	0.05%
Business Instant Saver Issue 8 Effective 04 May 2022 - 04 July 2022	0.15%	0.15%	0.15%	0.15%
Business Instant Saver Issue 8 Effective 05 July 2022 - 01 September 2022	0.20%	0.20%	0.20%	0.20%
Business Instant Saver Issue 8 Effective 02 September 2022 - 01 November 2022	0.35%	0.35%	0.35%	0.35%
Business Instant Saver Issue 8 Effective 02 November 2022 - 23 November 2022	0.50%	0.50%	0.50%	0.50%
Business Instant Saver Issue 8 Effective 24 November 2022 - 10 January 2023	1.00%	1.00%	0.95%	0.95%
Business Instant Saver Issue 8 Effective 11 January 2023 - 26 April 202	1.30%	1.30%	1.26%	1.25%
Business Instant Saver Issue 8* Effective 27 April 2023 - 20 July 2023	1.50%	1.50%	1.46%	1.45%
Business Instant Saver Issue 9 Effective 24 November 2022 - 10 January 2023	0.35%	0.35%	0.35%	0.35%
Business Instant Saver Issue 9 Effective 11 January 2023 - 26 April 2023	0.65%	0.65%	0.65%	0.65%
Business Instant Saver Issue 9 Effective 27 April 2023 - 29 August 2023	1.50%	1.50%	1.46%	1.45%
Business Instant Saver Issue 9 Effective 30 August 2023 - 31 October 2024	2.25%	2.25%	2.22%	2.20%
Business Instant Saver Issue 9 Effective 1 November 2024 - Ongoing	2.05%	2.05%	2.02%	2.00%
Business Instant Saver Issue 10 Effective 24 November 2022 - 20 July 2023	0.35%	0.35%	0.30%	0.30%
Business Instant Saver Issue 10 Effective 21 July 2023 - 29 August 2023	1.50%	1.50%	1.46%	1.45%
Business Instant Saver Issue 10 Effective 30 August 2023 - 31 October 2024	2.25%	2.25%	2.22%	2.20%
Business Instant Saver Issue 10 Effective 1 November 2024 - Ongoing	2.05%	2.05%	2.02%	2.00%
Business Instant Saver LA Issue Effective 20 August 2019 - 07 April 2020	0.65%	0.65%	0.60%	0.60%
Business Instant Saver LA Issue Effective 08 April 2020 - 21 April 2020	0.10%	0.10%	0.05%	0.05%
Business Instant Saver LA Issue Effective 22 April 2020 - 03 May 2022	0.05%	0.05%	0.05%	0.05%
Business Instant Saver LA Issue Effective 04 May 2022 - 04 July 2022	0.15%	0.15%	0.15%	0.15%
Business Instant Saver LA Issue Effective 05 July 2022 - 01 September 2022	0.20%	0.20%	0.20%	0.20%
Business Instant Saver LA Issue Effective 02 September 2022 - 01 November 2022	0.35%	0.35%	0.35%	0.35%
Business Instant Saver LA Issue Effective 02 November 2022 - 23 November 2022	0.50%	0.50%	0.50%	0.50%
Business Instant Saver LA Issue Effective 24 November 2022 - 10 January 2023	1.00%	1.00%	1.00%	1.00%
Business Instant Saver LA Issue Effective 11 January 2023 - 26 April 2023	1.30%	1.30%	1.26%	1.25%
Business Instant Saver LA Issue** Effective 27 April 2023 - 20 July 2023	1.50%	1.50%	1.46%	1.45%
Business Instant Saver LA Issue 2 Effective 08 April 2020 - 21 April 2020	0.10%	0.10%	0.05%	0.05%
Business Instant Saver LA Issue 2 Effective 22 April 2020 - 03 May 2022	0.05%	0.05%	0.05%	0.05%
Business Instant Saver LA Issue 2 Effective 04 May 2022 - 04 July 2022	0.15%	0.15%	0.15%	0.15%
Business Instant Saver LA Issue 2 Effective 05 July 2022 - 01 September 2022	0.20%	0.20%	0.20%	0.20%
Business Instant Saver LA Issue 2 Effective 02 September 2022 - 01 November 2022	0.35%	0.35%	0.35%	0.35%
Business Instant Saver LA Issue 2 Effective 02 November 2022 - 23 November 2022	0.50%	0.50%	0.50%	0.50%
Business Instant Saver LA Issue 2 Effective 24 November 2022 - 10 January 2023	1.00%	1.00%	1.00%	1.00%
Business Instant Saver LA Issue 2 Effective 11 January 2023 - 26 April 2023	1.30%	1.30%	1.26%	1.25%
Business Instant Saver LA Issue 2** Effective 27 April 2023 - 20 July 2023	1.50%	1.50%	1.46%	1.45%
Business Instant Saver LA Issue 3 Effective 02 November 2022 - 10 January 2023	0.35%	0.35%	0.35%	0.35%
Business Instant Saver LA Issue 3 Effective 11 January 2023 - 26 April 2023	0.65%	0.65%	0.65%	0.65%
Business Instant Saver LA Issue 3** Effective 27 April 2023 - 20 July 2023	1.50%	1.50%	1.46%	1.45%
Business Instant Saver LA Issue 4 Effective 24 November 2022 - 20 July 2023	0.35%	0.35%	0.30%	0.30%
Business Instant Saver LA Issue 4 Effective 21 July 2023 - 29 August 2023	1.50%	1.50%	1.46%	1.45%
Business Instant Saver LA Issue 4 Effective 30 August 2023 - 31 October 2024	2.25%	2.25%	2.22%	2.20%
Business Instant Saver LA Issue 4 Effective 01 November 2024 -Ongoing	2.05%	2.05%	2.02%	2.00%

*Business Instant Saver Issue 1-8 accounts were transferred to Business Instant Saver Issue 9 on 21 July 2023.

**Business Instant Saver LA Issue accounts were transferred to Business Instant Saver LA Issue 4 on 21 July 2023.

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. The gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax).

35 Day Notice Account This will reveal additional content

Account type	Annual AER	Annual gross p.a.	Monthly AER	Monthly gross p.a.
Business 35 Day Saver Issue 1 Effective 28 July 2020 - 31 January 2022	0.20%	0.20%	0.20%	0.20%
Business 35 Day Saver Issue 1 Effective 01 February 2022 - 03 May 2022	0.35%	0.35%	0.35%	0.35%
Business 35 Day Saver Issue 1 Effective 04 May 2022 - 04 July 2022	0.55%	0.55%	0.55%	0.55%
Business 35 Day Saver Issue 1 Effective 05 July 2022 -01 August 2022	0.80%	0.80%	0.80%	0.80%
Business 35 Day Saver Issue 1 Effective 02 August 2022 - 01 September 2022	1.05%	1.05%	1.06%	1.05%
Business 35 Day Saver Issue 1 Effective 02 September 2022 - 01 November 2022	1.50%	1.50%	1.51%	1.50%
Business 35 Day Saver Issue 1 Effective 02 November 2022 - 23 November 2022	1.95%	1.95%	1.97%	1.95%
Business 35 Day Saver Issue 1 Effective 24 November 2022 – 10 January 2023	2.45%	2.45%	2.43%	2.40%
Business 35 Day Saver Issue 1* Effective 11 January 2023 -21 July 2023	2.75%	2.75%	2.74%	2.70%
Business 35 Day Saver Issue 2 Effective 02 November 2022 – 11 January 2023	1.50%	1.50%	1.51%	1.50%
Business 35 Day Saver Issue 2 Effective 11 January 2023 – 26 April 2023	1.80%	1.80%	1.82%	1.80%
Business 35 Day Saver Issue 2 Effective 27 April 2023 - 29 August 2023	2.75%	2.75%	2.74%	2.70%
Business 35 Day Saver Issue 2 Effective 30 August 2023 - 11 October 2023	3.10%	3.10%	3.09%	3.05%
Business 35 Day Saver Issue 2 Effective 12 October 2023 - 24 January 2024	3.10%	3.10%	3.09%	3.05%
Business 35 Day Saver Issue 2 Effective 25 January 2024 - 31 October 2024	3.35%	3.35%	3.36%	3.30%
Business 35 Day Saver Issue 2 Effective 1 November 2024 - Ongoing	3.20%	3.20%	3.20%	3.15%
Business 35 Day Saver LA Issue 1 Effective 28 July 2020 - 31 January 2022	0.20%	0.20%	0.20%	0.20%
Business 35 Day Saver LA Issue 1 Effective 01 February 2022 - 03 May 2022	0.35%	0.35%	0.35%	0.35%
Business 35 Day Saver LA Issue 1 Effective 04 May 2022 - 04 July 2022	0.55%	0.55%	0.55%	0.55%
Business 35 Day Saver LA Issue 1 Effective 05 July 2022 -01 August 2022	0.80%	0.80%	0.80%	0.80%
Business 35 Day Saver LA Issue 1 Effective 02 August 2022 - 01 September 2022	1.05%	1.05%	1.06%	1.05%
Business 35 Day Saver LA Issue 1 Effective 02 September 2022 -01 November 2022	1.50%	1.50%	1.51%	1.50%
Business 35 Day Saver LA Issue 1 Effective 02 November 2022 -23 November 2022	1.95%	1.95%	1.97%	1.95%
Business 35 Day Saver LA Issue 1 Effective 24 November 2022 – 10 January 2023	2.45%	2.45%	2.43%	2.40%
Business 35 Day Saver LA Issue 1** Effective 11 January 2023 - Ongoing	2.75%	2.75%	2.74%	2.70%
Business 35 Day Saver LA Issue 2 Effective 11 January 2023 – 29 August 2023	2.75%	2.75%	2.74%	2.70%
Business 35 Day Saver Issue 2 Effective 30 August 2023 - 24 January 2024	3.10%	3.10%	3.14%	3.10%
Business 35 Day Saver LA Issue 2 Effective 25 January 2024 -31 October 2024	3.35%	3.35%	3.36%	3.30%
Business 35 Day Saver LA Issue 2 Effective 1 November 2024 - Ongoing	3.35%	3.35%	3.36%	3.30%

*Business 35 Day Saver Issue 1 accounts were transferred to Business 35 Day Saver Issue 2 on 21 July 2023.

**LA 35 Day Saver Issue 1 accounts were transferred to LA 35 Day Saver Issue 2 on 21 July 2023.

45 Day Notice Account This will reveal additional content

Account type	Annual AER	Annual gross p.a.	Monthly AER	Monthly gross p.a.
Business 45 Day Saver Issue 1 Effective 07 December 2018 – 07 April 2020	0.85%	0.85%	0.80%	0.80%
Business 45 Day Saver Issue 1 Effective 08 April 2020 - 21 April 2020	0.35%	0.35%	0.30%	0.30%
Business 45 Day Saver Issue 1 Effective 22 April 2020 - 03 May 2022	0.20%	0.20%	0.20%	0.20%
Business 45 Day Saver Issue 1 Effective 04 May 2022 - 04 July 2022	0.30%	0.30%	0.30%	0.30%
Business 45 Day Saver Issue 1 Effective 05 July 2022 - 01 August 2022	0.85%	0.85%	0.85%	0.85%
Business 45 Day Saver Issue 1 Effective 02 August 2022 - 01 September 2022	1.10%	1.10%	1.11%	1.10%
Business 45 Day Saver Issue 1 Effective 02 September 2022 - 01 November 2022	1.55%	1.55%	1.56%	1.55%
Business 45 Day Saver Issue 1 Effective 02 November 2022 - 23 November 2022	2.00%	2.00%	2.02%	2.00%
Business 45 Day Saver Issue 1 Effective 24 November 2022 - 10 January 2023	2.50%	2.50%	2.48%	2.45%
Business 45 Day Saver Issue 1* Effective 11 January 2023 - 20 July 2023	2.80%	2.80%	2.79%	2.75%
Business 45 Day Saver Issue 2 Effective 08 April 2020 - 03 May 2022	0.20%	0.20%	0.20%	0.20%
Business 45 Day Saver Issue 2 Effective 04 May 2022 - 04 July 2022	0.30%	0.30%	0.30%	0.30%
Business 45 Day Saver Issue 2 Effective 05 July 2022 - 01 August 2022	0.85%	0.85%	0.85%	0.85%
Business 45 Day Saver Issue 2 Effective 02 August 2022 - 01 September 2022	1.10%	1.10%	1.11%	1.10%
Business 45 Day Saver Issue 2 Effective 02 September 2022 - 01 November 2022	1.55%	1.55%	1.56%	1.55%
Business 45 Day Saver Issue 2 Effective 02 November 2022 - 23 November 2022	2.00%	2.00%	2.02%	2.00%
Business 45 Day Saver Issue 2 Effective 24 November 2022 – 10 January 2023	2.50%	2.50%	2.48%	2.45%
Business 45 Day Saver Issue 2 Effective 11 January 2023 – 29 August 2023	2.80%	2.80%	2.79%	2.75%
Business 45 Day Saver Issue 2 Effective 30 August 2023 – 24 January 2024	3.15%	3.15%	3.14%	3.10%
Business 45 Day Saver Issue 2 Effective 25 January 2024 - 02 May 2024	3.35%	3.35%	3.36%	3.30%
Business 45 Day Saver Issue 2 Effective 03 May 2024 - 31 October 2024	3.40%	3.40%	3.40%	3.35%
Business 45 Day Saver Issue 2 Effective 1 November 2024 - Ongoing	3.25%	3.25%	3.25%	3.20%
Business 45 Day Saver LA Issue Effective 20 August 2019 – 07 April 2020	0.85%	0.85%	0.80%	0.80%
Business 45 Day Saver LA Issue Effective 08 April 2020 - 21 April 2020	0.35%	0.35%	0.30%	0.30%
Business 45 Day Saver LA Issue Effective 22 April 2020 - 03 May 2022	0.20%	0.20%	0.20%	0.20%
Business 45 Day Saver LA Issue Effective 04 May 2022 - 04 July 2022	0.30%	0.30%	0.30%	0.30%
Business 45 Day Saver LA Issue Effective 05 July 2022 - 01 August 2022	0.85%	0.85%	0.85%	0.85%
Business 45 Day Saver LA Issue Effective 02 August 2022 - 01 September 2022	1.10%	1.10%	1.11%	1.10%
Business 45 Day Saver LA Issue Effective 02 September 2022 - 01 November 2022	1.55%	1.55%	1.56%	1.55%
Business 45 Day Saver LA Issue Effective 02 November 2022 - 23 November 2022	2.00%	2.00%	2.02%	2.00%
Business 45 Day Saver LA Issue Effective 24 November 2022 – 10 January 2023	2.50%	2.50%	2.48%	2.45%
Business 45 Day Saver LA Issue** Effective 11 January 2023 - 20 July 2023	2.80%	2.80%	2.79%	2.75%
Business 45 Day Saver LA Issue 2 Effective 08 April 2020 - 03 May 2022	0.20%	0.20%	0.20%	0.20%
Business 45 Day Saver LA Issue 2 Effective 04 May 2022 - 04 July 2022	0.30%	0.30%	0.30%	0.30%
Business 45 Day Saver LA Issue 2 Effective 05 July 2022 - 01 August 2022	0.85%	0.85%	0.85%	0.85%
Business 45 Day Saver LA Issue 2 Effective 02 August 2022 - 01 September 2022	1.10%	1.10%	1.11%	1.10%
Business 45 Day Saver LA Issue 2 Effective 02 September 2022 - 01 November 2022	1.55%	1.55%	1.56%	1.55%
Business 45 Day Saver LA Issue 2 Effective 02 November 2022 - 23 November 2022	2.00%	2.00%	2.02%	2.00%
Business 45 Day Saver LA Issue 2 Effective 24 November 2022 – 10 January 2023	2.50%	2.50%	2.48%	2.45%
Business 45 Day Saver LA Issue 2 Effective 11 January 2023 - 31 October 2024	2.80%	2.80%	2.79%	2.75%
Business 45 Day Saver LA Issue 2 Effective 1 November 2024 - Ongoing	2.65%	2.65%	2.64%	2.60%
Members 45 Day Business Saver Issue 1 Effective 26 September 2019 – 07 April 2020	1.00%	1.00%	0.95%	0.95%
Members 45 Day Business Saver Issue 1 Effective 08 April 2020 - 21 April 2020	0.50%	0.50%	0.45%	0.45%
Members 45 Day Business Saver Issue 1 Effective 22 April 2020 - 03 May 2022	0.35%	0.35%	0.35%	0.35%
Members 45 Day Business Saver Issue 1 Effective 04 May 2022 - 04 July 2022	0.45%	0.45%	0.45%	0.45%
Members 45 Day Business Saver Issue 1 Effective 05 July 2022 - 01 August 2022	0.85%	0.85%	0.85%	0.85%
Members 45 Day Business Saver Issue 1 Effective 02 August 2022 - 01 September 2022	1.10%	1.10%	1.11%	1.10%
Members 45 Day Business Saver Issue 1 Effective 02 September 2022 - 01 November 2022	1.55%	1.55%	1.56%	1.55%
Members 45 Day Business Saver Issue 1 Effective 02 November 2022 - 23 November 2022	2.00%	2.00%	2.02%	2.00%
Members 45 Day Business Saver Issue 1 Effective 24 November 2022 – 10 January 2023	2.50%	2.50%	2.48%	2.45%
Members 45 Day Business Saver Issue 1 Effective 11 January 2023 – 29 August 2023	2.80%	2.80%	2.79%	2.75%
Members 45 Day Business Saver Issue 1 Effective 30 August 2023 – 24 January 2024	3.15%	3.15%	3.14%	3.10%
Members 45 Day Business Saver Issue 1 Effective 25 January 2024 - 02 May 2024	3.35%	3.35%	3.36%	3.30%
Members 45 Day Business Saver Issue 1 Effective 03 May 2024 - 31 October 2024	3.40%	3.40%	3.40%	3.35%
Members 45 Day Business Saver Issue 1 Effective 1 November 2024 - Ongoing	3.25%	3.25%	3.25%	3.20%

*Business 45 Day Saver Issue 1 accounts were transferred to Business 45 Day Saver Issue 2 on 21 July 2023.

**Business 45 Day Saver LA Issue accounts were transferred to Business 45 Day Saver LA Issue 2 on 21 July 2023.

95 Day Notice Account This will reveal additional content

Account type	Annual AER	Annual gross p.a.	Monthly AER	Monthly gross p.a.
Business 95 Day Saver Issue 1 Effective 07 April 2014 - 27 June 2014	0.90%	0.90%	0.85%	0.85%
Business 95 Day Saver Issue 1 Effective 28 June 2014 - 20 July 2016	1.05%	1.05%	1.00%	1.00%
Business 95 Day Saver Issue 1 Effective 21 July 2016 - 11 September 2016	0.95%	0.95%	0.90%	0.90%
Business 95 Day Saver Issue 1 Effective 12 September 2016 - 22 December 2016	0.70%	0.70%	0.65%	0.65%
Business 95 Day Saver Issue 1 Effective 23 December 2016 - 30 November 2017	0.55%	0.55%	0.50%	0.50%
Business 95 Day Saver Issue 1 Effective 01 December 2017 - 30 August 2018	0.70%	0.70%	0.65%	0.65%
Business 95 Day Saver Issue 1 Effective 31 August 2018 – 07 April 2020	0.90%	0.90%	0.85%	0.85%
Business 95 Day Saver Issue 1 Effective 08 April 2020 - 21 April 2020	0.40%	0.40%	0.35%	0.35%
Business 95 Day Saver Issue 1 Effective 22 April 2020 - 31 January 2022	0.25%	0.25%	0.25%	0.25%
Business 95 Day Saver Issue 1 Effective 01 February 2022 - 03 May 2022	0.40%	0.40%	0.40%	0.40%
Business 95 Day Saver Issue 1 Effective 04 May 2022 - 04 July 2022	0.60%	0.60%	0.60%	0.60%
Business 95 Day Saver Issue 1 Effective 05 July 2022 - 01 August 2022	0.90%	0.90%	0.90%	0.90%
Business 95 Day Saver Issue 1 Effective 02 August 2022 - 01 September 2022	1.15%	1.15%	1.16%	1.15%
Business 95 Day Saver Issue 1 Effective 02 September 2022 - 01 November 2022	1.60%	1.60%	1.61%	1.60%
Business 95 Day Saver Issue 1 Effective 02 November 2022 - 23 November 2022	2.05%	2.05%	2.07%	2.05%
Business 95 Day Saver Issue 1 Effective 24 November 2022 – 10 January 2023	2.55%	2.55%	2.53%	2.50%
Business 95 Day Saver Issue 1* Effective 11 January 2023 - 20 July 2023	2.85%	2.85%	2.84%	2.80%
Business 95 Day Saver Issue 2 Effective 02 March 2015 - 04 May 2015	0.90%	0.90%	0.85%	0.85%
Business 95 Day Saver Issue 2 Effective 05 May 2015 - 20 July 2016	1.05%	1.05%	1.00%	1.00%
Business 95 Day Saver Issue 2 Effective 21 July 2016 - 11 September 2016	0.95%	0.95%	0.90%	0.90%
Business 95 Day Saver Issue 2 Effective 12 September - 22 December 2016	0.70%	0.70%	0.65%	0.65%
Business 95 Day Saver Issue 2 Effective 23 December 2016 - 30 November 2017	0.55%	0.55%	0.50%	0.50%
Business 95 Day Saver Issue 2 Effective 01 December 2017 - 30 August 2018	0.70%	0.70%	0.65%	0.65%
Business 95 Day Saver Issue 2 Effective 31 August 2018 – 07 April 2020	0.90%	0.90%	0.85%	0.85%
Business 95 Day Saver Issue 2 Effective 08 April 2020 - 21 April 2020	0.40%	0.40%	0.35%	0.35%
Business 95 Day Saver Issue 2 Effective 22 April 2020 - 31 January 2022	0.25%	0.25%	0.25%	0.25%
Business 95 Day Saver Issue 2 Effective 01 February 2022 - 03 May 2022	0.40%	0.40%	0.40%	0.40%
Business 95 Day Saver Issue 2 Effective 04 May 2022 - 04 July 2022	0.60%	0.60%	0.60%	0.60%
Business 95 Day Saver Issue 2 Effective 05 July 2022 - 01 August 2022	0.90%	0.90%	0.90%	0.90%
Business 95 Day Saver Issue 2 Effective 02 August 2022 - 01 September 2022	1.15%	1.15%	1.16%	1.15%
Business 95 Day Saver Issue 2 Effective 02 September 2022 - 01 November 2022	1.60%	1.60%	1.61%	1.60%
Business 95 Day Saver Issue 2 Effective 02 November 2022 - 23 November 2022	2.05%	2.05%	2.07%	2.05%
Business 95 Day Saver Issue 2 Effective 24 November 2022 – 10 January 2023	2.55%	2.55%	2.53%	2.50%
Business 95 Day Saver Issue 2* Effective 11 January 2023 - 20 July 2023	2.85%	2.85%	2.84%	2.80%
Business 95 Day Saver Issue 3 Effective 18 November 2015 - 11 September 2016	0.95%	0.95%	0.90%	0.90%
Business 95 Day Saver Issue 3 Effective 12 September 2016 - 22 December 2016	0.70%	0.70%	0.65%	0.65%
Business 95 Day Saver Issue 3 Effective 23 December 2016 - 30 November 2017	0.55%	0.55%	0.50%	0.50%
Business 95 Day Saver Issue 3 Effective 01 December 2017 - 30 August 2018	0.70%	0.70%	0.65%	0.65%
Business 95 Day Saver Issue 3 Effective 31 August 2018 – 07 April 2020	0.90%	0.90%	0.85%	0.85%
Business 95 Day Saver Issue 3 Effective 08 April 2020 - 21 April 2020	0.40%	0.40%	0.35%	0.35%
Business 95 Day Saver Issue 3 Effective 22 April 2020 - 31 January 2022	0.25%	0.25%	0.25%	0.25%
Business 95 Day Saver Issue 3 Effective 01 February 2022 - 03 May 2022	0.40%	0.40%	0.40%	0.40%
Business 95 Day Saver Issue 3 Effective 04 May 2022 - 04 July 2022	0.60%	0.60%	0.60%	0.60%
Business 95 Day Saver Issue 3 Effective 05 July 2022 - 01 August 2022	0.90%	0.90%	0.90%	0.90%
Business 95 Day Saver Issue 3 Effective 02 August 2022 - 01 September 2022	1.15%	1.15%	1.16%	1.15%
Business 95 Day Saver Issue 3 Effective 02 September 2022 - 01 November 2022	1.60%	1.60%	1.61%	1.60%
Business 95 Day Saver Issue 3 Effective 02 November 2022 - 23 November 2022	2.05%	2.05%	2.07%	2.05%
Business 95 Day Saver Issue 3 Effective 24 November 2022 – 10 January 2023	2.55%	2.55%	2.53%	2.50%
Business 95 Day Saver Issue 3* Effective 11 January 2023 - 20 July 2023	2.85%	2.85%	2.84%	2.80%
Business 95 Day Saver Issue 4 Effective 05 August 2016 - 22 December 2016	0.70%	0.70%	0.65%	0.65%
Business 95 Day Saver Issue 4 Effective 23 December 2016 - 30 November 2017	0.55%	0.55%	0.50%	0.50%
Business 95 Day Saver Issue 4 Effective 01 December 2017 - 30 August 2018	0.70%	0.70%	0.65%	0.65%
Business 95 Day Saver Issue 4 Effective 31 August 2018 – 07 April 2020	0.90%	0.90%	0.85%	0.85%
Business 95 Day Saver Issue 4 Effective 08 April 2020 - 21 April 2020	0.40%	0.40%	0.35%	0.35%
Business 95 Day Saver Issue 4 Effective 22 April 2020 - 31 January 2022	0.25%	0.25%	0.25%	0.25%
Business 95 Day Saver Issue 4 Effective 01 February 2022 - 03 May 2022	0.40%	0.40%	0.40%	0.40%
Business 95 Day Saver Issue 4 Effective 04 May 2022 - 04 July 2022	0.60%	0.60%	0.60%	0.60%
Business 95 Day Saver Issue 4 Effective 05 July 2022 - 01 August 2022	0.90%	0.90%	0.90%	0.90%
Business 95 Day Saver Issue 4 Effective 02 August 2022 - 01 September 2022	1.15%	1.15%	1.16%	1.15%
Business 95 Day Saver Issue 4 Effective 02 September 2022 - 01 November 2022	1.60%	1.60%	1.61%	1.60%
Business 95 Day Saver Issue 4 Effective 02 November 2022 - 23 November 2022	2.05%	2.05%	2.07%	2.05%
Business 95 Day Saver Issue 4 Effective 24 November 2022 – 10 January 2023	2.55%	2.55%	2.53%	2.50%
Business 95 Day Saver Issue 4* Effective 11 January 2023 - 20 July 2023	2.85%	2.85%	2.84%	2.80%
Business 95 Day Saver Issue 5 Effective 07 December 2016 - 30 November 2017	0.55%	0.55%	0.50%	0.50%
Business 95 Day Saver Issue 5 Effective 01 December 2017 - 30 August 2018	0.70%	0.70%	0.65%	0.65%
Business 95 Day Saver Issue 5 Effective 31 August 2018 – 07 April 2020	0.90%	0.90%	0.85%	0.85%
Business 95 Day Saver Issue 5 Effective 08 April 2020 - 21 April 2020	0.40%	0.40%	0.35%	0.35%
Business 95 Day Saver Issue 5 Effective 22 April 2020 - 31 January 2022	0.25%	0.25%	0.25%	0.25%
Business 95 Day Saver Issue 5 Effective 01 February 2022 - 03 May 2022	0.40%	0.40%	0.40%	0.40%
Business 95 Day Saver Issue 5 Effective 04 May 2022 - 04 July 2022	0.60%	0.60%	0.60%	0.60%
Business 95 Day Saver Issue 5 Effective 05 July 2022 - 01 August 2022	0.90%	0.90%	0.90%	0.90%
Business 95 Day Saver Issue 5 Effective 02 August 2022 - 01 September 2022	1.15%	1.15%	1.16%	1.15%
Business 95 Day Saver Issue 5 Effective 02 September 2022 - 01 November 2022	1.60%	1.60%	1.61%	1.60%
Business 95 Day Saver Issue 5 Effective 02 November 2022 - 23 November 2022	2.05%	2.05%	2.07%	2.05%
Business 95 Day Saver Issue 5 Effective 24 November 2022 – 10 January 2023	2.55%	2.55%	2.53%	2.50%
Business 95 Day Saver Issue 5* Effective 11 January 2023 - 20 July 2023	2.85%	2.85%	2.84%	2.80%
Business 95 Day Saver Issue 6 Effective 12 April 2018 - 30 August 2018	1.00%	1.00%	0.95%	0.95%
Business 95 Day Saver Issue 6 Effective 31 August 2018 – 07 April 2020	1.10%	1.10%	1.06%	1.05%
Business 95 Day Saver Issue 6 Effective 08 April 2020 - 21 April 2020	0.60%	0.60%	0.55%	0.55%
Business 95 Day Saver Issue 6 Effective 22 April 2020 - 31 January 2022	0.40%	0.40%	0.40%	0.40%
Business 95 Day Saver Issue 6 Effective 01 February 2022 - 03 May 2022	0.55%	0.55%	0.55%	0.55%
Business 95 Day Saver Issue 6 Effective 04 May 2022 - 04 July 2022	0.65%	0.65%	0.65%	0.65%
Business 95 Day Saver Issue 6 Effective 05 July 2022 - 01 August 2022	0.90%	0.90%	0.90%	0.90%
Business 95 Day Saver Issue 6 Effective 02 August 2022 - 01 September 2022	1.15%	1.15%	1.16%	1.15%
Business 95 Day Saver Issue 6 Effective 02 September 2022 - 01 November 2022	1.60%	1.60%	1.61%	1.60%
Business 95 Day Saver Issue 6 Effective 02 November 2022 - 23 November 2022	2.05%	2.05%	2.07%	2.05%
Business 95 Day Saver Issue 6 Effective 24 November 2022 – 10 January 2023	2.55%	2.55%	2.53%	2.50%
Business 95 Day Saver Issue 6* Effective 11 January 2023 - 20 July 2023	2.85%	2.85%	2.84%	2.80%
Business 95 Day Saver Issue 7 Effective 21 June 2018 - 30 August 2018	1.00%	1.00%	0.95%	0.95%
Business 95 Day Saver Issue 7 Effective 31 August 2018 – 07 April 2020	1.10%	1.10%	1.06%	1.05%
Business 95 Day Saver Issue 7 Effective 08 April 2020 - 21 April 2020	0.60%	0.60%	0.50%	0.50%
Business 95 Day Saver Issue 7 Effective 22 April 2020 - 31 January 2022	0.40%	0.40%	0.40%	0.40%
Business 95 Day Saver Issue 7 Effective 01 February 2022 - 03 May 2022	0.55%	0.55%	0.55%	0.55%
Business 95 Day Saver Issue 7 Effective 04 May 2022 - 04 July 2022	0.65%	0.65%	0.65%	0.65%
Business 95 Day Saver Issue 7 Effective 05 July 2022 - 01 August 2022	0.90%	0.90%	0.90%	0.90%
Business 95 Day Saver Issue 7 Effective 02 August 2022 - 01 September 2022	1.15%	1.15%	1.16%	1.15%
Business 95 Day Saver Issue 7 Effective 02 September 2022 - 01 November 2022	1.60%	1.60%	1.61%	1.60%
Business 95 Day Saver Issue 7 Effective 02 November 2022 - 23 November 2022	2.05%	2.05%	2.07%	2.05%
Business 95 Day Saver Issue 7 Effective 24 November 2022 – 10 January 2023	2.55%	2.55%	2.53%	2.50%
Business 95 Day Saver Issue 7* Effective 11 January 2023 - 20 July 2023	2.85%	2.85%	2.84%	2.80%
Business 95 Day Saver Issue 8 Effective 08 April 2020 - 31 January 2022	0.40%	0.40%	0.40%	0.40%
Business 95 Day Saver Issue 8 Effective 01 February 2022 - 03 May 2022	0.55%	0.55%	0.55%	0.55%
Business 95 Day Saver Issue 8 Effective 04 May 2022 - 04 July 2022	0.65%	0.65%	0.65%	0.65%
Business 95 Day Saver Issue 8 Effective 05 July 2022 - 01 August 2022	0.90%	0.90%	0.90%	0.90%
Business 95 Day Saver Issue 8 Effective 02 August 2022 - 01 September 2022	1.15%	1.15%	1.16%	1.15%
Business 95 Day Saver Issue 8 Effective 02 September 2022 - 01 November 2022	1.60%	1.60%	1.61%	1.60%
Business 95 Day Saver Issue 8 Effective 02 November 2022 - 23 November 2022	2.05%	2.05%	2.07%	2.05%
Business 95 Day Saver Issue 8 Effective 24 November 2022 – 10 January 2023	2.55%	2.55%	2.53%	2.50%
Business 95 Day Saver Issue 8* Effective 11 January 2023 - 20 July 2023	2.85%	2.85%	2.84%	2.80%
Business 95 Day Saver Issue 9 Effective 28 January 2021 - 31 January 2022	0.30%	0.30%	0.30%	0.30%
Business 95 Day Saver Issue 9 Effective 01 February 2022 - 03 May 2022	0.45%	0.45%	0.45%	0.45%
Business 95 Day Saver Issue 9 Effective 04 May 2022 - 04 July 2022	0.65%	0.65%	0.65%	0.65%
Business 95 Day Saver Issue 9 Effective 05 July 2022 - 01 August 2022	0.90%	0.90%	0.90%	0.90%
Business 95 Day Saver Issue 9 Effective 02 August 2022 - 01 September 2022	1.15%	1.15%	1.16%	1.15%
Business 95 Day Saver Issue 9 Effective 02 September 2022 - 01 November 2022	1.60%	1.60%	1.61%	1.60%
Business 95 Day Saver Issue 9 Effective 02 November 2022 - 23 November 2022	2.05%	2.05%	2.07%	2.05%
Business 95 Day Saver Issue 9 Effective 24 November 2022 – 10 January 2023	2.55%	2.55%	2.53%	2.50%
Business 95 Day Saver Issue 9* Effective 11 January 2023 - 20 July 2023	2.85%	2.85%	2.84%	2.80%
Business 95 Day Saver Issue 10 Effective 24 November 2022 – 10 January 2023	1.60%	1.60%	1.61%	1.60%
Business 95 Day Saver Issue 10 Effective 11 January 2023 - 26 April 2023	1.90%	1.90%	1.92%	1.90%
Business 95 Day Saver Issue 10* Effective 27 April 2023 - 20 July 2023	2.85%	2.85%	2.84%	2.80%
Business 95 Day Saver Issue 11 Effective 24 November 2022 – 10 January 2023	1.60%	1.60%	1.56%	1.55%
Business 95 Day Saver Issue 11 Effective 11 January 2023 - 26 April 2023	1.90%	1.90%	1.87%	1.85%
Business 95 Day Saver Issue 11 Effective 27 April 2023 – 29 August 2023	2.85%	2.85%	2.84%	2.80%
Business 95 Day Saver Issue 11 Effective 30 August 2023 - 01 November 2023	3.80%	3.80%	3.82%	3.75%
Business 95 Day Saver Issue 11 Effective 02 November - 24 January 2024	3.80%	3.80%	3.82%	3.75%
Business 95 Day Saver Issue 11 Effective 25 January 2024 - 31 October 2024	4.30%	4.30%	4.35%	4.25%
Business 95 Day Saver Issue 11 Effective 1 November 2024 - Ongoing	4.15%	4.15%	4.18%	4.10%
Business 95 Day Saver LA Issue Effective 20 August 2019 – 07 April 2020	1.10%	1.10%	1.06%	1.05%
Business 95 Day Saver LA Issue Effective 08 April 2020 - 21 April 2020	0.60%	0.60%	0.50%	0.50%
Business 95 Day Saver LA Issue Effective 22 April 2020 - 31 January 2022	0.40%	0.40%	0.40%	0.40%
Business 95 Day Saver LA Issue Effective 01 February 2022 - 03 May 2022	0.55%	0.55%	0.55%	0.55%
Business 95 Day Saver LA Issue Effective 04 May 2022 - 04 July 2022	0.65%	0.65%	0.65%	0.65%
Business 95 Day Saver LA Issue Effective 05 July 2022 - 01 August 2022	0.90%	0.90%	0.90%	0.90%
Business 95 Day Saver LA Issue Effective 02 August 2022 - 01 September 2022	1.15%	1.15%	1.16%	1.15%
Business 95 Day Saver LA Issue Effective 02 September 2022 - 01 November 2022	1.60%	1.60%	1.61%	1.60%
Business 95 Day Saver LA Issue Effective 02 November 2022 - 23 November 2022	2.05%	2.05%	2.07%	2.05%
Business 95 Day Saver LA Issue Effective 24 November 2022 – 10 January 2023	2.55%	2.55%	2.53%	2.50%
Business 95 Day Saver LA Issue** Effective 11 January 2023 - 20 July 2023	2.85%	2.85%	2.84%	2.80%
Business 95 Day Saver LA Issue 2 Effective 08 April 2020 - 31 January 2022	0.40%	0.40%	0.40%	0.40%
Business 95 Day Saver LA Issue 2 Effective 01 February 2022 - 03 May 2022	0.55%	0.55%	0.55%	0.55%
Business 95 Day Saver LA Issue 2 Effective 04 May 2022 - 04 July 2022	0.65%	0.65%	0.65%	0.65%
Business 95 Day Saver LA Issue 2 Effective 05 July 2022 - 01 August 2022	0.90%	0.90%	0.90%	0.90%
Business 95 Day Saver LA Issue 2 Effective 02 August 2022 - 01 September 2022	1.15%	1.15%	1.16%	1.15%
Business 95 Day Saver LA Issue 2 Effective 02 September 2022 - 01 November 2022	1.60%	1.60%	1.61%	1.60%
Business 95 Day Saver LA Issue 2 Effective 02 November 2022 - 23 November 2022	2.05%	2.05%	2.07%	2.05%
Business 95 Day Saver LA Issue 2 Effective 24 November 2022 – 10 January 2023	2.55%	2.55%	2.53%	2.50%
Business 95 Day Saver LA Issue 2** Effective 11 January 2023 20 July 2023	2.85%	2.85%	2.84%	2.80%
Business 95 Day Saver LA Issue 3 Effective 28 January 2021 - 31 January 2022	0.30%	0.30%	0.30%	0.30%
Business 95 Day Saver LA Issue 3 Effective 01 February 2022 - 03 May 2022	0.45%	0.45%	0.45%	0.45%
Business 95 Day Saver LA Issue 3 Effective 04 May 2022 - 04 July 2022	0.65%	0.65%	0.65%	0.65%
Business 95 Day Saver LA Issue 3 Effective 05 July 2022 - 01 August 2022	0.90%	0.90%	0.90%	0.90%
Business 95 Day Saver LA Issue 3 Effective 02 August 2022 - 01 September 2022	1.15%	1.15%	1.16%	1.15%
Business 95 Day Saver LA Issue 3 Effective 02 September 2022 - 01 November 2022	1.60%	1.60%	1.61%	1.60%
Business 95 Day Saver LA Issue 3 Effective 02 November 2022 - 23 November 2022	2.05%	2.05%	2.07%	2.05%
Business 95 Day Saver LA Issue 3 Effective 24 November 2022 – 10 January 2023	2.55%	2.55%	2.53%	2.50%
Business 95 Day Saver LA Issue 3 Effective 11 January 2023 - 29 August 2023	2.85%	2.85%	2.84%	2.80%
Business 95 Day Saver LA Issue 3 Effective 30 August 2023 – 24 January 2024	3.80%	3.80%	3.82%	3.75%
Business 95 Day Saver LA Issue 3 Effective 25 January 2024 - 31 October 2024	4.30%	4.30%	4.35%	4.25%
Business 95 Day Saver LA Issue 3 Effective 1 November 2024 - Ongoing	4.15%	4.15%	4.18%	4.10%

*Business 95 Day Saver Issue 1-10 accounts were transferred to Business 95 Day Saver Issue 11 on 21 July 2023.

**Business 95 Day Saver LA Issue 1 and 2 accounts were transferred to Business 95 Day Saver LA Issue 3 on 21 July 2023.

125 Day Notice Accounts This will reveal additional content

Account type	Annual AER	Annual gross p.a.	Monthly AER	Monthly gross p.a.
Business 125 Day Saver Issue 1 Effective 27 November 2019 to 07 April 2020	1.25%	1.25%	1.21%	1.20%
Business 125 Day Saver Issue 1 Effective 08 April 2020 - 21 April 2020	0.75%	0.75%	0.70%	0.70%
Business 125 Day Saver Issue 1 Effective 22 April 2020 - 03 May 2022	0.50%	0.50%	0.50%	0.50%
Business 125 Day Saver Issue 1 Effective 04 May 2022 - 04 July 2022	0.60%	0.60%	0.60%	0.60%
Business 125 Day Saver Issue 1 Effective 05 July 2022 - 01 August 2022	1.00%	1.00%	1.00%	1.00%
Business 125 Day Saver Issue 1 Effective 02 August 2022 - 01 September 2022	1.25%	1.25%	1.26%	1.25%
Business 125 Day Saver Issue 1 Effective 02 September 2022 - 01 November 2022	1.70%	1.70%	1.71%	1.70%
Business 125 Day Saver Issue 1 Effective 02 November 2022 -23 November 2022	2.15%	2.15%	2.17%	2.15%
Business 125 Day Saver Issue 1 Effective 24 November 2022 -10 January 2023	2.65%	2.65%	2.63%	2.60%
Business 125 Day Saver Issue 1* Effective 11 January 2023 - 20 July 2023	2.95%	2.95%	2.94%	2.90%
Business 125 Day Saver Issue 2 Effective 05 July 2022 - 01 August 2022	1.00%	1.00%	1.00%	1.00%
Business 125 Day Saver Issue 2 Effective 02 August 2022 - 01 September 2022	1.25%	1.25%	1.26%	1.25%
Business 125 Day Saver Issue 2 Effective 02 September 2022 - 01 November 2022	1.70%	1.70%	1.71%	1.70%
Business 125 Day Saver Issue 2 Effective 02 November 2022 -23 November 2022	2.15%	2.15%	2.17%	2.15%
Business 125 Day Saver Issue 2 Effective 24 November 2022 -10 January 2023	2.65%	2.65%	2.63%	2.60%
Business 125 Day Saver Issue 2* Effective 11 January 2023 - 20 July 2023	2.95%	2.95%	2.94%	2.90%
Business 125 Day Saver Issue 3 Effective 24 November 2022 -10 January 2023	1.70%	1.70%	1.71%	1.70%
Business 125 Day Saver Issue 3 Effective 11 January 2023 - 26 April 2023	2.00%	2.00%	2.02%	2.00%
Business 125 Day Saver Issue 3* Effective 27 April 2023 - 20 July 2023	2.95%	2.95%	2.94%	2.90%
Business 125 Day Saver Issue 4 Effective 24 November 2022 -10 January 2023	1.70%	1.70%	1.66%	1.65%
Business 125 Day Saver Issue 4 Effective 11 January 2023 - 26 April 2023	2.00%	2.00%	1.97%	1.95%
Business 125 Day Saver Issue 4 Effective 27 April 2023 – 29 August 2023	2.95%	2.95%	2.94%	2.90%
Business 125 Day Saver Issue 4 Effective 30 August 2023 - 02 May 2024	3.90%	3.90%	3.92%	3.85%
Business 125 Day Saver Issue 4 Effective 03 May 2024 - 31 October 2024	4.40%	4.40%	4.44%	4.35%
Business 125 Day Saver Issue 4 Effective 1 November 2024 - Ongoing	4.25%	4.25%	4.28%	4.20%

*Business 125 Day Saver Issue 1, 2 and 3 accounts were transferred to Business 125 Day Saver Issue 4 on 21 July 2023.

6 Month Term Account This will reveal additional content

Account type	Annual AER	Annual gross p.a.	Monthly AER	Monthly gross p.a.
Business Saver 6 Month Saver Issue 3 Effective 08 December 2014 - 01 March 2015	1.10%	1.10%	N/A	N/A
Business Saver 6 Month Saver Issue 4 Effective 02 March 2015 - 04 May 2015	0.90%	0.90%	N/A	N/A
Business Saver 6 Month Saver Issue 5 Effective 05 May 2015 - 04 November 2016	1.10%	1.10%	N/A	N/A
Business Saver 6 Month Saver Issue 6 Effective 05 November 2015 - 17 November 2015	1.10%	1.10%	N/A	N/A
Business Saver 6 Month Saver Issue 7 Effective 18 November 2015 - 17 May 2016	1.00%	1.00%	N/A	N/A
Business Saver 6 Month Saver Issue 8 Effective 18 May 2016 - 09 August 2016	1.00%	1.00%	N/A	N/A
Business Saver 6 Month Saver Issue 9 Effective 10 August 2016 - 01 November 2016	0.80%	0.80%	N/A	N/A
Business Saver 6 Month Saver Issue 10 Effective 02 November 2016 - 06 December 2016	0.70%	0.70%	N/A	N/A
Business Saver 6 Month Saver Issue 11 Effective 07 December 2016 - 05 June 2017	0.55%	0.55%	N/A	N/A
Business Saver 6 Month Saver Issue 12 Effective 06 June 2017 - 30 November 2017	0.55%	0.55%	N/A	N/A
Business Saver 6 Month Saver Issue 13 Effective 01 December 2017 - 11 April 2018	0.55%	0.55%	N/A	N/A
Business Saver 6 Month Saver Issue 14 Effective 12 April 2018 - 20 June 2018	0.65%	0.65%	N/A	N/A
Business Saver 6 Month Saver Issue 15 Effective 21 June 2018 - 06 December 2018	0.65%	0.65%	N/A	N/A
Business Saver 6 Month Saver Issue 16 Effective 07 December 2018 - 09 July 2019	0.75%	0.75%	N/A	N/A
Business Saver 6 Month Saver Issue 17 Effective 10 July 2019 -25 September 2019	0.75%	0.75%	N/A	N/A
Business Saver 6 Month Saver Issue 18 Effective 05 December 2023 - 24 January 2024	4.50%	4.50%	N/A	N/A
Business Saver 6 Month Saver Issue 19 Effective 25 January 2024 - 02 May 2024	5.00%	5.00%	N/A	N/A
Business Saver 6 Month Saver Issue 20 Effective 03 May 2024 - 26 August 2024	4.80%	4.80%	N/A	N/A
Business Saver 6 Month Saver LA Issue Effective 20 August 2019 -25 September 2019	0.75%	0.75%	N/A	N/A
Business Saver 6 Month Saver Issue 21 Effective 27 August 2024 - Ongoing	4.50%	4.50%	N/A	N/A

1 Year Term Account This will reveal additional content

Account type	Annual AER	Annual gross p.a.	Monthly AER	Monthly gross p.a.
Business 1 Year Saver Issue 2 Effective 28 June 2014 - 01 March 2015	1.40%	1.40%	N/A	N/A
Business 1 Year Saver Issue 3 Effective 02 March 2014 - 04 May 2015	1.20%	1.20%	N/A	N/A
Business 1 Year Saver Issue 4 Effective 05 May 2015 - 17 November 2015	1.40%	1.40%	N/A	N/A
Business 1 Year Fixed Rate Saver Issue 5 Effective 17 November 2015 - 15 February 2016	1.20%	1.20%	N/A	N/A
Business 1 Year Fixed Rate Saver Issue 6 Effective 16 February 2016 - 09 August 2016	1.10%	1.10%	N/A	N/A
Business 1 Year Fixed Rate Saver Issue 7 Effective 10 August 2016 - 01 November 2016	0.90%	0.90%	N/A	N/A
Business 1 Year Fixed Rate Saver Issue 8 Effective 02 November 2016 - 06 December 2016	0.80%	0.80%	N/A	N/A
Business 1 Year Fixed Rate Saver Issue 9 Effective 07 December 2016 - 08 June 2017	0.65%	0.65%	N/A	N/A
Business 1 Year Fixed Rate Saver Issue 10 Effective 09 June 2017 - 11 April 2018	0.75%	0.75%	N/A	N/A
Business 1 Year Fixed Rate Saver Issue 11 Effective 12 April 2018 - 20 June 2018	0.90%	0.90%	N/A	N/A
Business 1 Year Fixed Rate Saver Issue 12 Effective 21 June 2018 - 06 December 2018	0.75%	0.75%	N/A	N/A
Business 1 Year Fixed Rate Saver Issue 13 Effective 07 December 2018 - 23 April 2019	0.80%	0.80%	N/A	N/A
Business 1 Year Fixed Rate Saver Issue 14 Effective 24 April 2019 - 25 September 2019	1.10%	1.10%	N/A	N/A
Business 1 Year Fixed Rate Saver LA Issue Effective 20 August 2019 - 25 September 2019	1.10%	1.10%	N/A	N/A
Business 1 Year Fixed Rate Saver Issue 15 Effective 26 September 2019 – 07 April 2020	0.75%	0.75%	N/A	N/A
Business 1 Year Fixed Rate Saver LA Issue Issue 2 Effective 26 September 2019 - 07 April 2020	0.75%	0.75%	N/A	N/A
Business 1 Year Fixed Rate Saver Issue 16 Effective 08 April 2020 – 28 July 2020	0.40%	0.40%	N/A	N/A
Business 1 Year Fixed Rate Saver LA Issue Issue 3 Effective 08 April 2020 – 28 July 2020	0.40%	0.40%	N/A	N/A
Business 1 Year Fixed Rate Saver Issue 17 Effective 28 July 2020 -06 August 2021	0.30%	0.30%	N/A	N/A
Business 1 Year Fixed Rate Saver LA Issue Issue 4 Effective 28 July 2020 - 06 August 2021	0.30%	0.30%	N/A	N/A
Business 1 Year Fixed Rate Saver Issue 18 Effective 06 August 2021 - 23 March 2022	0.30%	0.30%	N/A	N/A
Business 1 Year Fixed Rate Saver Issue 19 Effective 24 March 2022 - 03 May 2022	0.50%	0.50%	N/A	N/A
Business 1 Year Fixed Rate Saver Issue 20 Effective 04 May 2022 - 04 July 2022	0.80%	0.80%	N/A	N/A
Business 1 Year Fixed Rate Saver Issue 21 Effective 05 July 2022 - 01 August 2022	1.10%	1.10%	N/A	N/A
Business 1 Year Fixed Rate Saver Issue 22 Effective 02 August 2022 - 01 September 2022	2.00%	2.00%	N/A	N/A
Business 1 Year Fixed Rate Saver Issue 23 Effective 02 September 2022 - 29 August 2023	2.75%	2.75%	N/A	N/A
Business 1 Year Fixed Rate Saver Issue 24 Effective 30 August 2023 - 11 October 2023	5.40%	5.40%	N/A	N/A
Business 1 Year Fixed Rate Saver Issue 25 Effective 12 October 2023 - 04 December 2023	5.00%	5.00%	N/A	N/A
Business 1 Year Fixed Rate Saver Issue 26 Effective 05 December 2023 – 24 January 2024	4.90%	4.90%	N/A	N/A
Business 1 Year Fixed Rate Saver Issue 27 Effective 25 January 2024 -25 September 2024	4.25%	4.25%	N/A	N/A
Business 1 Year Fixed Rate Saver Issue 28 Effective 26 September 2024 - Ongoing	4.00%	4.00%	N/A	N/A

18 Month Term Account This will reveal additional content

Account type	Annual AER	Annual gross p.a.	Monthly AER	Monthly gross p.a.
Business 18 Month Saver Issue 1 Effective 24 March 2022 - 03 May 2022	0.85%	0.85%	N/A	N/A
Business 18 Month Saver Issue 2 Effective 04 May 2022 - 01 August 2022	1.25%	1.25%	N/A	N/A
Business 18 Month Saver Issue 3 Effective 02 August 2022 - 01 September 2022	2.20%	2.20%	N/A	N/A
Business 18 Month Saver Issue 4 Effective 02 September 2022 - 29 August 2023	3.00%	3.00%	N/A	N/A
Business 18 Month Saver Issue 5 Effective 30 August 2023 - 11 October 2023	5.45%	5.45%	N/A	N/A
Business 18 Month Saver Issue 6 Effective 12 October 2023 – 4 December 2023	5.10%	5.10%	N/A	N/A
Business 18 Month Saver Issue 7 Effective 5 December 2023 -24 January 2024	4.75%	4.75%	N/A	N/A
Business 18 Month Saver Issue 8 Effective 25 January 2024 - 25 September 2024	4.00%	4.00%	N/A	N/A
Business 18 Month Saver Issue 9 Effective 26 September 2024 - Ongoing	3.75%	3.75%	N/A	N/A

2 Year Term Account This will reveal additional content

Account type	Annual AER	Annual gross p.a.	Monthly AER	Monthly gross p.a.
Business 2 Year Saver Issue 1 Effective 07 December 2018 - 24 April 2019	1.10%	1.10%	N/A	N/A

3 Year Term Account This will reveal additional content

Account type	Annual AER	Annual gross p.a.	Monthly AER	Monthly gross p.a.
Business 3 Year Saver Issue 1 Effective 07 December 2018 – 19 February 2019	1.40%	1.40%	N/A	N/A
Business 3 Year Saver Issue 2 Effective 20 February 2019 - 19 July 2019	1.30%	1.30%	N/A	N/A
Business 3 Year Saver Issue 3 Effective 24 March 2022 - 03 May 2022	1.25%	1.25%	N/A	N/A
Business 3 Year Saver Issue 4 Effective 04 May 2022 -01 August 2022	1.80%	1.80%	N/A	N/A
Business 3 Year Saver Issue 5 Effective 02 August 2022 - 01 September 2022	2.45%	2.45%	N/A	N/A
Business 3 Year Saver Issue 6 Effective 02 September 2022 - 01 November 2022	3.10%	3.10%	N/A	N/A

5 Year Term Account This will reveal additional content

Account type	Annual AER	Annual gross p.a.	Monthly AER	Monthly gross p.a.
Business 5 Year Saver Issue 1 Effective 07 December 2018 – 19 February 2019	1.75%	1.75%	N/A	N/A
Business 5 Year Saver Issue 2 Effective 20 February 2019 - 19 July 2019	1.60%	1.60%	N/A	N/A
Business 5 Year Saver Issue 3 Effective 24 March 2022 - 03 May 2022	1.45%	1.45%	N/A	N/A
Business 5 Year Saver Issue 4 Effective 04 May 2022 -01 August 2022	1.95%	1.95%	N/A	N/A
Business 5 Year Saver Issue 5 Effective 02 August 2022 - 01 September 2022	3.00%	3.00%	N/A	N/A
Business 5 Year Saver Issue 6 Effective 02 September 2022 - 01 November 2022	3.25%	3.25%	N/A	N/A