Print or email this page:

Instant Access Saver

An instant access savings account provides the flexibility and convenience to let you save or withdraw funds whenever you need to.

You can open an Instant Access Saver account with just £1 and manage your account online, by visiting a branch or by using any Nationwide cash machine. With a variable rate of interest that is calculated daily and paid annually, you can earn interest on your savings and access your money at any time.

Help with your savings

Our support pages have information on how to manage your account and view interest rates.

Go to Savings & ISA support
FSCS logo

Financial Services Compensation Scheme

Protecting your money

Find out more

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Gross p.a. is the interest rate without tax deducted.
Net p.a. is the interest rate after the deduction of tax.
Tax-free is the contractual rate of interest payable where interest is exempt from income tax.
The tax information provided is based on our understanding of current law and HM Revenue & Customs practice, both of which may change.