Features and benefits

Personal Loans from Nationwide

Whether you're looking for a way to tidy up your finances, replace your car or make some home improvements, we can give you a no obligation unsecured Personal Loan quote today and an instant online decision. What's more, our main current account customers can take advantage of our exclusive features just for them. From rates that are at least 1% lower than equivalent rates for any of our other customers, to our Loyalty Price Promise.

With a Nationwide Personal Loan you could benefit from:

A low loan rate

Just 3.4% APR representative (fixed) on unsecured loans from £7,500 to £14,999 from 1 to 5 years for our main current account customers.

An instant online decision

The application process takes just minutes to complete and in most cases you will receive an instant online decision.

At least 1% lower loan rates

Our best rates reserved exclusively for our main current account customers. You'll pay at least 1% APR less on the same loan than any of our other customers.

A no obligation quote

Get a no obligation quote that won't affect your credit rating.

Loans made simple

Borrow between £1,000 to £25,000 over 1-7 years with fixed monthly payments. We won't charge you any fees for setting up your Personal Loan.

Loyalty Price Promise

We'll beat any like-for-like UK loan provider offer by 0.5% APR, on loans from £1,000 to £25,000 for between 1 to 7 years for our main current account customers.

All unsecured loans are subject to status and are available to UK residents aged 18 to 79 only. Nationwide Personal Loans cannot be used for business, investment or speculative purposes, as a bridging loan or a mortgage deposit or to purchase or retain an interest in land.

Looking for a loan for more than 5 years?

If you need a Personal Loan for longer than 5 years, you'll need to provide us with a few details so that we can give you a personalised loan quote. Please click apply now (or retrieve a quote you've started) to begin the online application. You'll be offered a no-obligation personal loan quote that won't affect your credit rating. 

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Responsible lending

We have a responsibility to you, our customers, to be open and honest, to treat you fairly, and to be safe and secure.

The Nationwide difference

With the best customer satisfaction amongst our major high street competitors* and access to exclusive products, it’s no surprise millions of people prefer to do their banking with a building society.

*© GfK 2016, Financial Research Survey (FRS), 6 months ending August 2016 (30,356 interviews). Combined customer satisfaction for current accounts, mortgages and savings. Major high street providers are defined as providers with main current account market share >6% (Barclays, Halifax, HSBC, Lloyds Bank (including C&G), NatWest and Santander).

If you have any questions about an application you have already made online, please call 0800 545 3000 and select option 5.

Nationwide Building Society subscribes to the Lending Code. For more information on the Lending Code please visit www.lendingstandardsboard.org.uk.

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Rates and details

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