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Apply online for a Nationwide Personal Loan

To be eligible for a Nationwide loan, all applicants must...

  • be a member of Nationwide Building Society - this means you have a current account, mortgage or savings account with us (only one of you needs to be a member if it’s a joint application)
  • be aged 18 to 79
  • have a net monthly income of £700+. This can be a joint combined income if applying for a joint loan
  • live at the same address if applying for a joint loan
  • have the right to live and work in the UK for the term of the loan (Applications from the Channel Islands and Isle of Man are not accepted)
  • not have missed three or more credit commitments in the last 12 months
  • not currently be declared bankrupt, have a CCJ (County Court Judgement) against their name or be subject to an IVA (Individual Voluntary Arrangement)
  • if self employed, be home owners, live in their property, and be able to prove a minimum of 1 year's income through an accountant or SA302 form.

Our loans are only available to members. You’re a member when you have a current account, mortgage or savings account with us. If you’re applying for a joint loan, only one of you needs to be a member.

Find out more about membership

Please start by telling us who you are:

If you have any questions about an application you have already made online, please call 0800 30 20 10 and select option 5.

All loans are subject to status and are available to UK residents aged 18 to 79 only. In order to be eligible to apply for a Nationwide Personal Loan, you will need to have a net monthly income of £700+. Nationwide Personal Loans cannot be used for business, investment or speculative purposes, as a bridging loan or a mortgage deposit or to purchase or retain an interest in land