Features & benefits

Nationwide FlexPlus account

FlexPlus gives you more than just interest. Choose FlexPlus for great banking features as well as a range of insurance policies and account benefits for you and your family. All for £13 a month.

Exclusions and limitations apply, so please read all the insurance policies and benefit details carefully.*

Here's what you could get with FlexPlus

3% AER in-credit interest

(2.96% gross p.a.) variable on balances up to £2,500.

UK & European Breakdown and Recovery Assistance

Unlimited callouts for you or anyone driving your eligible vehicle with your permission.*

Worldwide family travel insurance

Worldwide travel insurance for you and your family, including winter sports, golf and business.

Worldwide family mobile phone insurance

Cover for you and family members living at the same address. No need to register your mobile up front.

A £250 fee free arranged overdraft limit (subject to status)

Plus the first three months free on arranged limits above £250 when you open a new FlexPlus account.

Commission-free cash withdrawals abroad

We won't charge you any commission for cash withdrawals made while you are abroad.

*Please refer to your policy documents for full vehicle eligibility rules, including any exclusions.

FlexPlus also comes with...

** Available on selected Apple devices only and compatible Android devices using Android 4.4 and higher. Apple Pay is a trademark of Apple Inc. Android Pay is a trademark of Google Inc.

Samsung and Samsung Pay are trade marks or registered trade marks of Samsung Electronics Co., Ltd. Use only in accordance with the law. Samsung Pay is available on select Samsung devices.

Nationwide adheres to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk

It's easy to apply for a new FlexPlus account

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Useful information

About FlexPlus

Overdrafts are only open to those aged 18 or over and are subject to approval.

You need to be 18 or over to apply for a FlexPlus account.

It is not possible to have a FlexPlus account without the associated insurance benefits and a FlexPlus account cannot be bought separately from the associated insurances.

You are not eligible for the insurances if you are not a UK resident.

How we pay interest

On the last day of each month we calculate the interest you've earned each day of that month and then pay you this interest on the 1st day of the next month. We pay interest without tax deducted. Find out more about the changes to the Personal Savings Allowance.

What does AER and gross p.a. mean?

AER stands for 'annual equivalent rate' and illustrates what the interest rate would be if interest were paid and compounded each year.

Gross p.a. is the interest rate without tax deducted.

Our FlexPlus insurance providers

FlexPlus Worldwide Travel Insurance is provided for FlexPlus by U K Insurance Limited, Registered Office: The Wharf, Neville Street, Leeds LS1 4AZ. Registered in England No:1179980. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

FlexPlus UK & European Breakdown and Recovery Assistance is underwritten by Liverpool Victoria Insurance Company Limited. Liverpool Victoria Insurance Company Limited, registered in England and Wales Number 3232514 is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority register number 202965. Registered address: County Gates, Bournemouth, BH1 2NF. Tel: 01202 292333.

FlexPlus Worldwide Family Mobile Phone Insurance is provided for Nationwide by Lifestyle Services Group Limited (Financial Services Register No.315245) with a single provider Assurant General Insurance Limited (Financial Services Register No. 202735).

Assurant General Insurance Limited, Registered in England No. 2341082. Registered Office: Assurant House, 6-12 Victoria Street, Windsor, Berkshire, SL4 1EN. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Lifestyle Services Group Limited is registered in England, No.5114385. Registered Office: Assurant House, 6-12 Victoria Street, Windsor, Berkshire, SL4 1EN. Authorised and regulated by the Financial Conduct Authority in respect of insurance mediation activity only.

Lifestyle Services Group Limited is registered in England, No.5114385. Registered Office: Assurant House, 6-12 Victoria Street, Windsor, Berkshire, SL4 1EN. Authorised and regulated by the Financial Conduct Authority in respect of insurance mediation activity only.

Nationwide Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 106078. You can confirm our registration on the FCA’s website www.fca.org.uk.

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Not living in the UK?

If you live in a country that's part of the European Union (EU) or European Economic Area (EEA), you can apply for one of our current accounts.

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Rates, fees & overdrafts

Insurance & account benefits

Managing your account

How to apply