Features & benefits

Nationwide FlexPlus account

FlexPlus gives you more than just interest. Choose FlexPlus for great banking features as well as a range of insurance policies and account benefits for you and your family. All for £10 a month.

Exclusions and limitations apply, so please read all the insurance policies and benefit details carefully*.

Here's what you'll get with FlexPlus

UK & European Breakdown and Recovery Assistance

Cover for you in any eligible vehicle** and anyone driving your vehicle with your permission. Plus no limit on the number of call outs you can make***

3 month fee-free overdraft

and a £100 fee-free limit after that

Worldwide family mobile phone insurance

Worldwide family mobile phone insurance for you and your family members living at the same address. No need to register your mobile up front.

Worldwide family travel insurance

Worldwide travel insurance for you and your family, including winter sports, golf and business.

Extended warranty on appliances

12 months additional warranty on eligible household electrical goods.

3% AER in-credit interest

(2.96% gross p.a.) variable on balances up to £2,500

Commission-free cash withdrawals abroad

We won't charge you any commission for cash withdrawals made while you are abroad.

Identity theft and emergency card assistance

Our identity theft and emergency card assistance services don't offer insurance cover but they could help you in distress situations.

Mobile payments

You can make payments with your Nationwide debit cards using Apple Pay and Android Pay™ anywhere that contactless payments are accepted.†

A Nationwide FlexPlus account also gives you...

*You need to be 18 or over to apply for a FlexPlus account. To be eligible for the insurance products that come with the account you must be a UK resident.
**Please refer to your policy documents for full vehicle eligibility rules, including any exclusions.
***Vehicles must be serviced and maintained in line with manufacturer guidelines.

† Available on selected Apple devices only and compatible Android devices using Android 4.4 and higher.
Apple Pay is a trademark of Apple Inc.
Android Pay is a trademark of Google Inc.

It only takes 10-25 minutes to apply online

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Useful information

About FlexPlus

About FlexPlus

Overdrafts are only open to those aged 18 or over and are subject to approval.

You need to be 18 or over to apply for a FlexPlus account.

How we pay interest

How we pay interest

On the last day of each month we calculate the interest you've earned each day of that month and then pay you this interest on the 1st day of the next month. We pay interest without tax deducted. Find out more about the changes to the Personal Savings Allowance.

What does AER and gross p.a. mean?

What does AER mean?

AER stands for 'annual equivalent rate' and illustrates what the interest rate would be if interest were paid and compounded each year.

What does gross p.a. mean?

Gross p.a. is the interest rate without tax deducted.

Our FlexPlus insurance providers

Who provides our FlexPlus insurance

FlexPlus Worldwide Travel Insurance is provided for FlexPlus by U K Insurance Limited, Registered Office: The Wharf, Neville Street, Leeds LS1 4AZ. Registered in England No:1179980. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

FlexPlus UK & European Breakdown and Recovery Assistance is underwritten by Liverpool Victoria Insurance Company Limited. Liverpool Victoria Insurance Company Limited, registered in England and Wales Number 3232514 is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority register number 202965. Registered address: County Gates, Bournemouth, BH1 2NF. Tel: 01202 292333.

FlexPlus Worldwide Family Mobile Phone Insurance and Extended Warranty Protection have been arranged for Nationwide by Lifestyle Services Group Limited (Financial Services Register No. 315245) with a single provider London General Insurance Company Limited (Financial Services Register No. 202689).

London General Insurance Company Limited is registered in England No. 1865673. Registered Office: Integra House, Floor 2, Vicarage Road, Egham, Surrey, TW20 9JZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Lifestyle Services Group Limited is registered in England, No.5114385. Registered Office: Assurant House, 6-12 Victoria Street, Windsor, Berkshire, SL4 1EN. Authorised and regulated by the Financial Conduct Authority in respect of insurance mediation activity only.

FlexPlus Identity Theft Assistance and Worldwide Emergency Card Assistance are provided by Lifestyle Services Group Limited. The provision of these services is not regulated by the Financial Conduct Authority. 

Nationwide Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 106078. You can confirm our registration on the FCA’s website www.fca.org.uk.

Insurance & account benefits

Managing your account

How to apply

Rates, fees & overdrafts