Features & benefits

Nationwide FlexPlus account

FlexPlus gives you more than just interest. Choose FlexPlus for great banking features as well as a range of insurance policies and account benefits for you and your family. All for £10 a month.

Exclusions and limitations apply, so please read all the insurance policies and benefit details carefully.

Here's what you'll get with FlexPlus

UK & European Breakdown and Recovery Assistance

Cover for you in any eligible vehicle* and anyone driving your vehicle with your permission. Plus no limit on the number of call outs you can make**

3 month fee-free overdraft

and a £100 fee-free limit after that

Worldwide family mobile phone insurance

Worldwide family mobile phone insurance for you and your family members living at the same address. No need to register your mobile up front.

Worldwide family travel insurance

Worldwide travel insurance for you and your family, including winter sports, golf and business.

Extended warranty on appliances

12 months additional warranty on eligible household electrical goods.

3% AER in-credit interest

(2.96% gross p.a.) variable on balances up to £2,500

Commission-free cash withdrawals abroad

We won't charge you any commission for cash withdrawals made while you are abroad.

Identity theft and emergency card assistance

Our identity theft and emergency card assistance services don't offer insurance cover but they could help you in distress situations.

Mobile payments

You can make payments with your Nationwide debit cards using Apple Pay and Android Pay™ anywhere that contactless payments are accepted.†

A Nationwide FlexPlus account also gives you...

*Please refer to your policy documents for full vehicle eligibility rules, including any exclusions.
**Vehicles must be serviced and maintained in line with manufacturer guidelines.

† Available on selected Apple devices only and compatible Android devices using Android 4.4 and higher.
Apple Pay is a trademark of Apple Inc.
Android Pay is a trademark of Google Inc.

defacto added value logo

Nationwide FlexPlus has been rated5 Starby independent researcher of financial products,

Best Online Current Account provider

Nationwide was named Best Online Current Account Provider in the 2014 Your Money Direct Awards

Current Account Switch Guarantee logo

Switch your current account to us in just 7 working days

See how it works

It only takes 10-25 minutes to apply online

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FSCS logo

Financial Services Compensation Scheme

Protecting your money

Find out more

Useful information

About FlexPlus

About FlexPlus

Overdrafts are only open to those aged 18 or over and are subject to approval.

Nationwide subscribes to the Lending Code. For more information on the Lending Code please visit http://www.lendingstandardsboard.org.uk/. You need to be 18 or over to apply for a FlexPlus account.

How we pay interest

How we pay interest

On the last day of each month we calculate the interest you've earned each day of that month and then pay you this interest on the 1st day of the next month. We pay interest without tax deducted. Find out more about the changes to the Personal Savings Allowance.

What does AER and Gross mean? 

What does AER mean?

AER stands for 'annual equivalent rate' and illustrates what the interest rate would be if interest were paid and compounded each year.

What does gross mean?

Gross p.a. is the interest rate without tax deducted.

Our FlexPlus insurance providers

Who provides our FlexPlus insurance

Worldwide Travel Insurance is provided for FlexPlus by U K Insurance Limited, Registered Office: The Wharf, Neville Street, Leeds LS1 4AZ. Registered in England No:1179980. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Worldwide Mobile Phone Insurance is arranged and administered for FlexPlus by Lifestyle Services Group Limited and underwritten by London General Insurance Company Limited.

FlexPlus Breakdown cover is provided by Britannia Rescue and is underwritten by Liverpool Victoria Insurance Company Limited.

Extended Warranty Protection is arranged and administered for FlexPlus by Lifestyle Services Group Limited and underwritten by London General Insurance Company Limited.

Identity Theft and Worldwide Emergency Card Assistance are provided for FlexPlus by Lifestyle Services Group Limited.

Insurance & account benefits

Rates, fees & overdrafts

Managing your account

How to apply