Features & benefits

The Nationwide FlexDirect account

The FlexDirect account could be right for you if you're after an account that pays you interest when you have money in your account and you prefer to do your banking online or over the phone. It also has a really simple set of overdraft fees. To benefit from all this account has to offer, you'll need to pay in £1,000 per month (excluding internal transfers). 

FlexDirect is based on a simple self-service concept – you'll be automatically registered for our online and telephone banking services to manage your account. If you ever have a transaction that can't be completed via our self-service options then our branches and UK call centres will be here for you.

Here's what you get with FlexDirect

In-credit interest

5% AER (4.89% gross p.a.) in-credit interest on balances up to £2,500 (fixed for the first 12 months)

Find out more - In-credit interest

Fee free overdraft for 12 months

No fees on arranged overdrafts for the first 12 months (Overdrafts are only available to those aged 18 or over and are subject to approval)

Find out more - Fee free overdraft for 12 months

No monthly account fee

That's right, no monthly fee just for keeping your account with us!

Find out more - No monthly account fee

A free Mobile Banking app

Our free mobile app lets you manage and access your money on the move.

Find out more - A free Mobile Banking app

Exclusive discounts

When you become a customer you get access to an exclusive range of offers.

Find out more - Exclusive discounts

A Nationwide FlexDirect account also gives you...

  • Award winning online banking
  • Paperless statements, online only statements 24/7
  • Automated Telephone Banking, open 24/7
  • Withdrawal of up to £500 cash per day from our ATM network
  • Contactless Visa debit card and optional cheque book
  • Free text alerts to help you manage your account
  • Access to over 750 UK wide branches in an emergency
defacto 2014 standard current account logo

Our FlexAccount is rated 5 star by Defaqto, the independent financial research and software company for the 8th year in a row.

Your Money - Direct Awards 2013 logo

Nationwide was named Best Online Banking Provider in the 2013 Your Money Direct Awards.

Current Account Switch Guarantee logo

Switch your current account to us in just 7 working days

See how it works - Switch your current account to us in just 7 working days

It only takes about 10 minutes to apply online

Ready to Apply?

FSCS logo

Financial Services Compensation Scheme

Protecting your money

Find out more - Financial Services Compensation Scheme

Rates, fees & overdrafts

Managing your account

How to apply