Features & benefits

The Nationwide FlexDirect account

The FlexDirect account could be right for you if you're after an account that pays you interest when you have money in your account and you prefer to do your banking online or over the phone. It also has a really simple set of overdraft fees. To benefit from all this account has to offer, you'll need to pay in a minimum of £1,000 per calendar month (excluding transfers from any Nationwide account held by you or anyone else). 

FlexDirect is based on a simple self-service concept – you'll be automatically registered for our online and telephone banking services to manage your account. If you ever have a transaction that can't be completed via our self-service options then our branches and UK call centres will be here for you.

Here's what you get with FlexDirect

In-credit interest

5% AER (4.89% gross p.a.) in-credit interest on balances up to £2,500 (fixed for the first 12 months)

Fee free overdraft for 12 months

No fees on arranged overdrafts for the first 12 months (Overdrafts are only available to those aged 18 or over and are subject to approval)

No monthly account fee

That's right, no monthly fee just for keeping your account with us!

A free Banking app

Our free Banking app lets you manage and access your money on the move.

Exclusive discounts

When you become a customer you get access to an exclusive range of offers.

Mobile payments

You can make payments with your Nationwide debit cards using Apple Pay and Android Pay™ anywhere that contactless payments are accepted.†

A Nationwide FlexDirect account also gives you...

Do you have any questions? Need some help?

Need more information, got a question or need to call us regarding your account? You can find everything you need to know at the link below. 

Current Accounts product support

† Available on selected Apple devices only and compatible Android devices using Android 4.4 and higher.
Apple Pay is a trademark of Apple Inc.
Android Pay is a trademark of Google Inc.

It only takes about 10 minutes to apply online

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If you live in a country that's part of the European Union (EU) or European Economic Area (EEA), you can apply for one of our current accounts.

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What does AER and Gross mean? 

What does AER mean? 

AER stands for 'annual equivalent rate' and illustrates what the interest rate would be if interest were paid and compounded each year.

What does gross mean?

Gross p.a. is the interest rate without tax deducted.

Managing your account

How to apply

Rates, fees & overdrafts