Features and benefits

Nationwide FlexBasic account

This account is only available if you are not eligible for any of our other current accounts, you are bankrupt or don’t have a current account in the UK. Applicants must be 18 or over.

What you won't get with FlexBasic

  1. Interest on credit balances
  2. Chequebook
  3. Overdraft
  4. Insurance benefits

    Our other current accounts offer some of the features above and all, except FlexPlus, have no monthly fee.

    More help with Your Money

    Nationwide is here to help you with your finances and everyday banking, which is why we have created Your Money - our no-nonsense guide to current accounts, budgeting and looking after your credit rating. Visit the Your Money website for more.

    Here's what you get with FlexBasic

    No monthly fee

    With FlexBasic, we don't charge you a monthly fee.

    Text alerts

    We can help you to manage your money more easily with our free text alert service. 

    Contactless payments

    Use your Nationwide debit card to make payments of up to £30 in seconds.

    FlexBasic comes with the following as standard:

    • UK-only call centres, ready to help you 24 hours a day
    • Access to nearly 700 UK wide branches
    • Withdraw up to £500 cash per day from our ATM network
    • A contactless Visa debit card
    • Access to free Banking app
    • Secure online banking
    • Apple and Android Pay
    • Access to cashback offers with Simply Rewards when you register your card

    † Available on selected Apple devices only and compatible Android devices using Android 4.4 and higher.
    Apple Pay is a trademark of Apple Inc.
    Android Pay is a trademark of Google Inc.

    Rates and charges

    FlexBasic doesn't pay interest or offer an arranged overdraft facility but there are some charges we make for certain transactions and use. To find out more, please download our latest interest rates and charges leaflet.

    It's easy to apply for a new FlexBasic account

    Ready to apply?

    Euro flag

    Not living in the UK?

    If you live in a country that's part of the European Union (EU) or European Economic Area (EEA), you can apply for one of our current accounts.

    Find out more

    You may also be interested in...

    How to choose a bank account

    Want to open a new current account? Get help finding the right one – read our top 10 things to look out for when comparing accounts.

    Keeping your money secure

    Find out how to protect your money and how the latest fraud-protection technology is helping banks to tackle credit card fraud, identity fraud and online fraud.

    Managing your account

    How to apply