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Our basic bank account
Our current account terms and conditions are changing from 13 January 2018. See what the changes mean for you
This account is only available if you are not eligible for any of our other current accounts, you are bankrupt or don’t have a current account in the UK. Applicants must be 18 or over.
Our other current accounts offer some of the features above and all, except FlexPlus, have no monthly fee.
Nationwide is here to help you with your finances and everyday banking, which is why we have created Your Money - our no-nonsense guide to current accounts, budgeting and looking after your credit rating.
Visit the Your Money website for more.
With FlexBasic, we don't charge you a monthly fee.
*Available on selected Apple devices only and compatible Android devices using Android 4.4 and higher. Apple Pay is a trademark of Apple Inc. Android Pay is a trademark of Google Inc.
Samsung and Samsung Pay are trade marks or registered trade marks of Samsung Electronics Co., Ltd. Use only in accordance with the law. Samsung Pay is available on select Samsung devices.
FlexBasic doesn't pay interest or offer an arranged overdraft facility but there are some charges we make for certain transactions and use. To find out more, please download our latest interest rates and charges leaflet.
It's easy to apply for a new FlexBasic account
Ready to apply?
Protecting your money
If you live in a country that's part of the European Union (EU) or European Economic Area (EEA), you can apply for one of our current accounts.
Nationwide is a recommended provider
Want to open a new current account? Get help finding the right one – read our top 10 things to look out for when comparing accounts.
Find out how to protect your money and how the latest fraud-protection technology is helping banks to tackle credit card fraud, identity fraud and online fraud.
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