Features and benefits

Nationwide FlexBasic account

If you are bankrupt or being made bankrupt:

This account is only available if you are not eligible for any of our other current accounts, you are bankrupt or don’t have a current account in the UK. Applicants must be 18 or over.

What you won't get with FlexBasic

  • No   Cheque book
  • No   Overdraft
  • No   Interest on credit balances
  • No   Insurance benefits

Our other current accounts offer some of the features above and all, except FlexPlus, have no monthly fee.

More help with Your Money

Nationwide is here to help you with your finances and everyday banking, which is why we have created Your Money - our no-nonsense guide to current accounts, budgeting and looking after your credit rating.


Visit the Your Money website for more.

Here's what you get with FlexBasic

No monthly fee

With FlexBasic, we don't charge you a monthly fee.

FlexBasic also comes with...

*Available on selected Apple devices only and compatible Android devices using Android 4.4 and higher. Apple Pay is a trademark of Apple Inc. Android Pay is a trademark of Google Inc.

Samsung and Samsung Pay are trade marks or registered trade marks of Samsung Electronics Co., Ltd. Use only in accordance with the law. Samsung Pay is available on select Samsung devices.


Rates and charges

FlexBasic doesn't pay interest or offer an arranged overdraft facility but there are some charges we make for certain transactions and use. To find out more, please download our latest interest rates and charges leaflet.

It's easy to apply for a new FlexBasic account

Ready to apply?

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Financial Services Compensation Scheme

Protecting your money

Read more
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Not living in the UK?

If you live in a country that's part of the European Union (EU) or European Economic Area (EEA), you can apply for one of our current accounts.

Find out more

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Find out how to protect your money and how the latest fraud-protection technology is helping banks to tackle credit card fraud, identity fraud and online fraud.

Managing your account

How to apply