This Key Product Information gives you information that is specific to the particular cash ISA you have with us. It forms part of the terms and conditions of your account and needs to be read together with the other documents that make up your agreement. If anything is inconsistent between those documents and this Key Product Information, this Key Product Information will apply.

Account holding and ownership

  1. Nationwide reserves the right to limit the number of Instant ISA accounts you can have.

Interest

  1. Interest is calculated daily and paid annually on 30 September and on closure, except for Issue 2, where interest is paid annually on 31 March and on closure.
  2. Interest can be paid either into the account, a Nationwide current or savings account (subject to the terms and conditions of the receiving account) or a current account with another bank or building society.
  3. We will calculate interest on each whole pound in the account.
  4. The interest rate payable on the account is variable.

Operating the account

  1. You can withdraw any available funds in the account, or transfer to another ISA provider, without notice or loss of interest.