IMPORTANT: The Savings General Terms and Conditions and the ISA General Terms and Conditions that apply to this product are changing from 1 May 2018. Please follow the Savings and ISA General Terms and Conditions link on this page to see a summary of the changes. From 1 May 2018, the new Cash ISA Terms and Conditions will replace both the current Savings General Terms and Conditions and the ISA General Terms and Conditions.

In addition to the Savings General, and ISA General Terms and Conditions, the following conditions apply to Easy Saver ISA. If there is a conflict between the general conditions, the cash ISA conditions and these Easy Saver ISA conditions, the Easy Saver ISA conditions will take priority.

Account holding and ownership

  1. The minimum deposit to open the account is £1, with a minimum operating balance of £1
  2. Nationwide reserves the right to limit the number of Easy Saver ISA accounts you can have


  1. Interest is calculated daily and paid annually on 30 September each year and on closure, either into the account, another Nationwide account (subject to the terms and conditions of the receiving account) or any current account with another bank or building society.
  2. We will calculate interest on each whole pound in the account.
  3. The core interest rate payable on the account is variable and based on the balance in the account.
  4. In addition to the core interest rate, an introductory fixed bonus interest rate is payable for a set period applicable to the issue number of the account, after which the rate reverts to the core interest rate. Your issue number can either be found in your passbook if you have been issued with one or on the Internet Bank.

Operating the account

  1. Withdrawals are permitted without notice or loss of interest.