We have a range of flexclusive benefits for our main current account members (not FlexBasic accounts), like preferential savings and loans rates.

Range of Flexclusive benefits


To qualify for all of our flexclusive benefits you must be a main current account member with us, although you can access our low rate loan if you have a mortgage or savings account instead.

To be a member with a main current account, you must:

  1. Hold a FlexOne, FlexStudent, FlexGraduate, FlexDirect or FlexPlus account


  2. Hold a FlexAccount and:

    1. have been paying in £750+ a month for the last 3 months (excluding transfers from any Nationwide account held by you or anyone else); or
    2. completed an account switch to us (from a non-Nationwide account) using our Current Account Switch Team in the last 4 months.

Credit cards are available to UK residents aged 18 or over and are subject to your circumstances and a minimum income of £5,000 per year.
Personal loans are available to UK residents aged 18 to 79, subject to status and a minimum income of £700 (net) per month.