Cheque imaging

What is cheque imaging?

Cheque imaging is when we create digital images of cheques so we can process and clear them faster and more securely.

This means money from cheques you pay into your account is available to spend more quickly. It also means money from cheques you write leaves your account much faster.

What you need to know

  • Cheque imaging is safe, secure and adds an extra layer of protection against fraud
  • The way you write and deposit cheques stays the same
  • Cheques paid in via a Nationwide Branch or Nationwide Fast ATM by 7pm will clear by 23:59 the next working day if deposited on a working day between Monday to Friday.

What do you need to do?

Absolutely nothing. Just write and pay in cheques in the same way as you always have.

Worried cheque imaging may affect you financially?

If you feel you'll struggle financially because of cheques clearing more quickly, we're here to help. The sooner you talk to us, the quicker our experienced teams can help find the right solution for you.

Call us on 0800 464 30 30 or talk to us at your nearest Nationwide branch.

Want a faster way to pay?

We offer our members a range of payment services. You can find out more about these in our handy Ways to Pay section, or by popping in to your nearest Nationwide branch.